Technobank internet banking for legal entities. Internet banking of Technobank. An interesting service that is actively developing. Easy to get started

Registration and data recovery

As we expected, in order to register in the system, first of all, it is necessary to issue a bank card. But we already have a map, so we act.

To register, follow the appropriate link, which is located under the button "To come in".

Registration, in fact, is not at all complicated: we indicate the personal passport number and the last 4 digits of our card.

Then you need to come up with a username and password. And to confirm registration, you must enter the SMS code that comes to the phone.

Registration was successful, you can use :)

As for data recovery, everything is quite simple here, but strange. When you log in, there is a link called "Forgot your password?", but it doesn't restore anything.

Functional

We figured out how to register and restore data, the first entry is next in line.

At first glance, everything was as usual: we logged into the system, looked around, and began to look for a balance, but we did not find anything even close to resembling this function. A lot of information was displayed near the map, but there was no balance.

The most banal payment is to put money on a mobile phone. But here we were in for a surprise.

Instead of a button "Pay", we only found a link "Set password".

Dealing with the problem, we realized that it was necessary to set this password even before payment in "System Settings", but for an inexperienced user, this "stupefies".

As it turned out later, the password is set very quickly, and payment can be resumed immediately. Plus, all saved payments are placed on the main page.

In chapter "Cards" it's all pretty good too. There is a history of payments, SMS notification, setting limits, 3D Secure, blocking, and also - not only the possibility of issuing a new card, but also reissuing an existing one.

Another interesting section "Requisites".

The transition to a new international account format has become a real stress for some clients, which is why Technobank has developed this useful section.

True, from our point of view, there is one drawback, it is impossible to save the details in the same way as, for example, checks in PDF format.

And finally, we want to note that when logging in, we noticed a link "MSI Login".

But no matter how hard we tried to use the service, we did not succeed. In the bank's chat, you would receive the following response: "This feature has not yet been implemented".

Personal opinion of the tester

The result of testing Technobank's Internet banking in 2017 was 74 points out of 125 possible.

Internet banking is a convenient working tool with which you can carry out a wide range (a number) of banking operations. After that, a personal account is created for each client, in which you can pay for services, make transfers between cards and control all available expenses. Also, the Internet banking system allows you to make deposits on Internet deposits. All transactions and payments are made without charging additional commissions and payments.

You get access to your current account through the Internet bank for individuals and on our website you can carry out the following operations without additional commission:

• payment for housing and communal services;
• payments for the services of mobile operators;
• payments for services of the city telephone network (Beltelecom) in the Republic of Belarus;
• payments for the services of the Cosmos TV company;
• payments for the services of RUE "Minskenergo" (Minsk and regional cities);
• internet payments;
• other operations as they are implemented in Technobank OJSC.

The service also allows you to receive information about the account status and a statement of operations for the period, as well as block the card in case of loss .

How to connect to the service?

1. Go to the menu "Internet bank" at one of the ATMs or information kiosks of Technobank OJSC or partner banks, perform the operation "To open access".
2. Enter a mobile phone number to receive SMS messages containing a transaction confirmation code (KPO).
3. After opening access, the client receives a check with Username And Password;
4. Go to the site sbsibank.by and do the following:

• select OJSC "Technobank" from the list of banks, enter the username and password;

• enter the Last Name and First Name printed on the card;

• enter and remember your personal Personal Code;

• enter in the KPO input field the password value that was sent to the phone number specified when opening access to the service;

• You will be taken to the main menu of the Internet Bank. In the future, on this computer, after entering the username and password, you will automatically enter the main menu.

• On the menu <Платежи> , pay for annual maintenance.

To add other cards of Technobank OJSC, the client needs to:

• Go to the "Internet Bank" menu in one of the ATMs or information kiosks of Technobank OJSC or partner banks and perform the "Register card" operation /

The registration number of the bank in the registration book of commercial banks located on the territory of the Republic of Belarus is 47.
JSC "Technobank" has a license from the National Bank of the Republic of Belarus to carry out banking activities, as well as a special permit (license) from the Securities Committee under the Council of Ministers of the Republic of Belarus for the right to carry out professional and exchange activities in securities.

Open Joint Stock Company "Technobank" in the market of banking services since 1994, continuing to develop rapidly. This is a Bank with private Belarusian capital, which has managed to win the trust of reputable financial partners, to achieve the respect of thousands of customers across the country. Today, the Bank provides a wide range of banking services, including those unique for Belarus. Technobank acts as a guarantor of WMB electronic money, the WebMoney Transfer system, and is also the only agent of the international Global Refund and Premier Tax Free VAT refund systems in the territory of the Republic of Belarus. With the help of JSC "Technobank" you can make a payment in the United States, the CIS, Europe, the Baltic countries. Depending on the needs of the client, Technobank OJSC offers favorable terms for granting loans, including credit lines and overdraft lending. Today JSC "Technobank" offers consumer loans and a wide range of deposits.
The Bank participates in auctions as a primary investor in the placement of short-term bonds. In addition to the development of the retail business, complex servicing of corporate clients is one of the bank's primary activities. The largest construction and energy companies, retail chains, industrial holdings choose JSC Technobank as a reliable partner.

Currently JSC "Technobank" occupies a strong, competitive position in the banking market of the Republic of Belarus.

Remote banking system "Internet-Client" (RBSS, system) is a comprehensive integrated solution that includes the entire range of banking services provided to customers outside the Bank's office, which ensures convenient and efficient work on managing bank accounts.

RBSS "Internet-Client" implements a channel for providing a full range of banking services exclusively with the help of Internet technologies. This system is aimed at both legal entities and individuals, has a bilingual (Russian and English) interface.

Benefits that our customers receive when using RBSS "Internet-Client":

• the ability to manage company accounts from the office, regardless of its distance from the bank;
• acceleration of workflow and calculations due to automation of the process and the possibility of importing and exporting data to / from accounting programs;
• prompt processing and execution of documents by the bank;
• increasing the reliability of payments;
• ensuring a guaranteed level of security;
• availability of an electronic digital signature (EDS) mechanism;
• responsive web design.

To ensure information security, the system provides:

• certified means of cryptographic protection of information, including encryption of transmitted data and digital signature;
• EDS password protection

Tasks to be solved

• Input and processing of various types of payment and other formalized documents of bank customers;
• Freeform messaging;
• Obtaining statements in various types and formats, as well as other information from the bank;
• Construction of settlement and clearing systems in real time.

RBSS "Internet-Client" allows you to create:

• payment orders in Belarusian rubles;
• payment orders in foreign currency;
• application for registration (re-registration) of the transaction;
• information on the receipt of funds on foreign currency accounts;
• application for acceptance;
• arbitrary documents to the bank (with the ability to attach files);
• application for a loan;
• account statements.

Distinctive features

• Flexibility of the system and the ability to make any settings;
• High performance;
• Use of standard certified means of cryptographic information protection;
• Ease of use and mass implementation through the use of only web-technologies;
• Absolute legal significance, encryption and digital signature of all traffic in both directions;
• Using only standard HTML;
• Lack of the possibility of opening - along with the internal HTTP traffic protection system, the subsystem includes two additional mechanisms for ensuring the security of the connection with the bank - the SSL and TLS protocols, which improve the reliability of communication and protect transmitted information from unauthorized access;
• Elegant, user-friendly and intuitive bilingual document-oriented interface with responsive web design.

"Ease"

When using RBSS "Internet-Client", account management and various banking operations are carried out when working with the bank's regular Web-site, which is accessed by clients via the Internet.

A client from anywhere in the world, using any common browser on a Windows platform, accesses the bank's Web server via the secure HTTPS protocol. Upon successful authentication, the client starts a session.

The client side does not contain any information - all documents, reference books and other resources are located in the bank. The client can create and edit payment (ruble and currency) and other documents, view the archive of documents, messages from the bank and statements for any period, use standard directories (both general - banks, exchange rates, etc., and personal - correspondents, bases payment, etc.) physically located on the side of the bank.

When preparing any document, it is monitored for the correctness of the entered data, after which the EDS operation is carried out. Next, the document is sent to the bank's server and, after the procedures for verifying the signature and correctness of filling, enters the general database of the banking part, where it is further processed (printing, sending notifications, uploading to the ABS, execution or refusal). When performing auto-procedures for processing a document common to all subsystems, the client receives a result about the execution of the document or its refusal, indicating the reason for it. The interface is simple, elegant and intuitive for any user.

Easy to get started

In addition to the simplicity of everyday work, it is extremely important to ensure a painless start to work with RBSS even for the most unprepared client. In RBSS "Internet-Client" to start working, you must:

• receive (or register with the bank the existing GosSUOK) EDS keys;
• receive a distribution kit of a certified cryptographic protection system (during a visit to the bank or by e-mail) or use the existing mechanism for working with GosSUOK EDS keys;
• get the EDS-Proxy distribution kit (software for operating the system with an EDS carrier);
• run programs from distributions that will automatically carry out their installation.

To work on any other computer anywhere in the world, the client only needs the distribution kits of the cryptographic protection system and EDS-Proxy (which can be stored on a cloud drive or email box), and the EDS USB key itself.