Maternity capital: how to get monthly payments for a second child? Monthly allowance from maternity capital Receive a one-time maternity capital payment

Measures for the social support of family citizens who have adopted or given birth to a second child provide for the possibility of issuing a MSC certificate. To improve the standard of living of this category of citizens over the past years, it was allowed to withdraw 25 thousand from maternity capital for the personal needs of the family.

Is it possible to receive part of the maternity capital at the present time, and is it possible to receive 25 thousand from the maternity capital in 2020? The answers to these questions can be found in the material presented.

Legal grounds for the disposal of MSC funds

Before you find out what documents are needed to receive 25 thousand from maternity capital, and whether this benefit applies to 2020, it is necessary to establish possible directions for using the MSC certificate.

Such directions are fixed in Art. 7 of Federal Law No. 256-FZ:

• acquisition of residential real estate at the expense of own funds or under a loan agreement;
• construction or reconstruction of the family's own housing;
• educational process of children;
• increase in the funded part of the child's mother's pension;
• acquisition of special means for adaptation and social integration of children with disabilities;
• monthly payments for the 2nd child until he is 3 years old.

Receipt of 25 thousand rubles. from maternity capital in the specified list is not provided. Does this mean that it is no longer possible to cash out funds for the personal needs of the family?

To do this, it is necessary to determine how the decision on such payment is approved.

Is it possible to cash out 25,000 rubles from maternity capital

As part of the general directions for using the MSC certificate, the payment of 25,000 rubles from the funds that make up maternity capital is not provided.

The decision on such payment was carried out by adopting an independent regulatory legal act, in 2016 such a document was Federal Law No. 181-FZ.

Note! A one-time payment of 25,000 rubles at the expense of maternity capital every year was one-time and exceptional. Automatic extension of this measure of social support was not provided.

The opportunity to receive 25,000 rubles from the amount of maternity capital always acts as an anti-crisis measure that allows you to maintain the level of material support for a family with children.

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Lump sum payment on maternity capital

Is it possible to get 25 thousand for maternity capital in 2020? Have the conditions of this payment changed, and what regulatory act provides for this?

News about the adoption of the law on a lump sum payment at the expense of maternity capital gave reason to believe that this measure of social support could be available in 2020.

Also during this period, the State Duma of the Russian Federation was considering a bill providing for a one-time payment in 2020 of part of the maternity capital in the amount of 50,000 rubles. But it was never approved.

By analogy with previous years, in order to receive a one-time allowance in 2020, citizens will need to complete the following steps:

• issue an MSC certificate at the PFR institution after the birth of a second child (if this document has not been issued earlier);
• send an application form for the payment of a sum of money according to one of the options specified in regulatory legal acts;
• present simultaneously with the application other documents confirming the right to a one-time allowance at the expense of the federal budget.

Since at the moment this regulatory act has not been officially adopted, the right to receive a one-time payment for personal needs in 2020 did not arise.

Given that in previous years, similar laws were adopted closer to the middle of the calendar year, holders of the MSC certificate have to wait for news about the consideration of the bill in the State Duma of the Russian Federation.

How will the lump sum payment be made?

The procedure for exercising the right to receive such payments does not change annually and generally coincides with the previously adopted rules. Therefore, it is possible to establish general principles for applying for a payment using the example of those who received 25,000 from maternity capital in 2016.

The funds were issued within the framework of the implementation of the norms of the Federal Law No. 181-FZ.

Its main features included:

• the right to the payment was acquired by a family whose second child was born or adopted before September 30, 2016;
• the opportunity to receive a one-time allowance in the amount of 25,000 rubles was available to citizens who managed to submit an application before November 30, 2016;
• it was possible to withdraw 25,000 from maternity capital if citizens did not use the full amount of the MSC.

Recipients of the specified amount in previous years will be able to become the owners of the payment in 2020, if such a decision is made by law.

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Where to apply for payment

In 2016, the application for this benefit was carried out in one of the following ways:

• directly to the local FIU;
• through the system of multifunctional centers at the place of residence of citizens;
• through the portal of public services.

Citizens had the right to choose the most convenient option, but had to meet the deadline for applying - no later than November 30.

Attention! Payments of 25 thousand from maternity capital were made no later than two months from the date of filing the application.

If on this date the size of the MSC was lower than the specified amount, the balance was transferred to citizens in full.

What documents needed to be submitted

To receive 25,000 rubles of maternity capital, it was necessary to submit the following documents (if the bill is passed):

• a completed application form in the form approved by the FIU;
• valid MSC certificate;
• a document confirming the identity of the applicant;
• documents on the birth of children;
• SNILS certificate;
• details of the account where the payment will be sent.

Note! The specified list of documentation is relevant only when citizens apply in person through a PFR institution or a Multifunctional Center.

To process payments through the public services website, a different procedure for confirming rights is provided.

To submit an application on the portal of public services, citizens need to pass verification on this electronic resource. This can be done after filling out the questionnaire and confirming the personal SNILS number.

If there is verification, citizens need to perform the following actions on the public services portal:

• go to the page of the pension department and study in detail the instructions for filling out the application;
• fill out the proposed form through your personal account, indicating personal data and SNILS number;
• confirm the completion of the form.

An application sent through the public services portal will be checked at the Pension Fund on a general basis; the personal presence of the certificate holder is not required.

Attention! The transfer of funds is carried out in a non-cash form according to the details that citizens indicate when filling out the application form.

Who was entitled to payment

Was it possible to receive 25 thousand again from the federal budget, or does the law establish a one-time principle for citizens to apply? A lump sum payment of 25,000 rubles from maternity capital will be paid even to citizens who previously received this measure of social support.

In this part, there were no changes compared to payments in 2015, 2016, the law did not restrict the right to re-apply.

The composition of persons applying for these benefits also did not change:

• a woman with a valid MSC certificate who has not lost the right to use state support measures;
• father or adopter of minor children, if their mother has lost the right to MSC;
• legal representative of minor children, if both parents have lost the right to state support measures.

Important! The verification of the right to MSCs was carried out by the PFR employees in the general manner, by means of inquiries to law enforcement agencies and judicial institutions.

The refusal of the PFR authorities to receive benefits could follow if the woman was prosecuted for crimes against the personality of the child, or officially deprived of parental rights in court.

The only way provided by law to withdraw money from maternity capital in 2019 is to issue, which are paid from January 1, 2018 from the funds provided by the certificate for mother capital (now its size is 453,026 rubles). equal to the children's subsistence minimum, which is set at the regional level.

To find out if a family is eligible for the payment, it is necessary to calculate its average per capita income. To do this, the amount of income for the last year is divided by the number of all family members (including children). If the number received is less than 1.5 times the living wage for the working-age population, you can apply for monthly payments.

The following types of income are taken into account:

• salary and other types of remuneration for the performance of labor duties, compensation and incentive payments are also taken into account;
• pensions, allowances, scholarships;
• insurance payments to successors in case of death of insured persons;
• business income;
• compensation for the performance of state or public duties;
• monetary allowance (maintenance) of military personnel and employees of bodies that provide for the passage of public service related to law enforcement.

It is important to remember that, in accordance with the legislation of the Russian Federation, when determining the need for establishing social support measures, family income is taken into account before taxes are deducted (since taxes and other mandatory payments are taken into account when determining the subsistence level of the able-bodied population).

How to get monthly payments from mother capital (registration procedure)

To arrange monthly payments for a second child, you must submit an application to the Pension Fund of Russia (PFR) when you personally visit the territorial office or through a branch of the Multifunctional Center (MFC).

Benefit paid until the child is 1.5 years old, you can apply for it at any time after birth or adoption. However, it must be taken into account that:

• if an application is submitted before the child is six months old, the money will be paid for all months from the date of birth;
• if the appeal is registered later than 6 months after the birth of the child, then deductions will be made only from the date of application.

The application is required to provide such the documents:

• Identity cards of the recipient of the MSC certificate and his family members.
• Confirmation of the place of residence (stay) of the applicant's family.
• SNILS of all family members of the certificate holder.
• In the case of contacting the FIU through a representative - the identity of the representative and confirmation of authority.
• In the case of the appeal of the guardians or trustees of the child - the permission of the guardianship and guardianship authorities (OOiP) to spend the funds of the capital.
• Information about the composition of the family.
• Confirmation of the establishment of guardianship over children under 18 years of age (relevant certificate, agreement on a foster family, act of the OOiP on the appointment of a guardian or custodian).
• Information about bank details. The account must be in the name of the applicant or the minor's representative.
• Certificates, court decisions or other documents confirming the reason not to take into account the information of a family member when calculating the average per capita income.
• If the applicant applies as a single parent, confirmation of the absence of the second parent.
• Court decisions to cancel the declaration of a citizen as dead, missing, or deprivation of parental rights.
• Income documents of all members of the applicant's family.

The pension fund is given 30 days for consideration of the application and 10 working days to transfer funds to the bank account of the certificate holder after a positive decision is made on the purpose of the payment.

Monthly payments from maternity capital are set for a period of 1 year. In order to extend the period for receiving this social support until the child reaches 1.5 years old, it is necessary to re-apply to the PFR or MFC authorities and confirm the need of the family.

Latest news and changes

As mentioned above, it was only in 2018 that recipients of the certificate got the opportunity to make monthly payments from maternity capital. However, this is not the only innovation, now the funds of the certificate can be used to pay for children without waiting for three years from the birth or adoption of a second or subsequent child.

• Since 2018, it is possible to dispose of mother capital funds for preschool education of children at any time after receiving a certificate for maternity capital.
• Only the services of organizations registered as legal entities can be paid with MSC funds.
• It is obligatory to draw up a contract for the provision of services between the applicant and the organization, which includes obligations for the maintenance of care and supervision of children, as well as the calculation of the amount of the fee.

Also, Russian families, in which the second or third child will appear in the period from 2018 to 2022, will be able to obtain a mortgage for the purchase of housing in the primary market at a reduced rate - 6% per annum. Loans issued before 2018 can also be refinanced under these conditions. Subsidizing for the second child lasts 3 years, and if a third child has appeared in the family, then for 5 years.

Although the new lending conditions are only indirectly related to the family capital program, such a government decision will help families with children improve their living conditions.

1. The second child and mother are citizens of the Russian Federation;

3. The amount of income per family member does not exceed 1.5 times the subsistence level of the able-bodied population, established in the subject of the Russian Federation for the II quarter of last year. In the Nizhny Novgorod region, this is 10,033 rubles.

What is family income?

The calculation takes into account the income of the family (both mother and father of the child). And more specifically:

• salary, bonuses;
• Pensions, allowances, sick pay, scholarships, alimony;
• Payments of pension savings to legal successors;
• Compensation paid by a state body or public association during the period of fulfillment of state and public duties;
• Monetary compensation and allowances for military personnel, employees of internal affairs bodies and other law enforcement agencies.

When applying to the Pension Fund, the amounts of these payments must be confirmed by relevant documents, with the exception of payments received from the PFR.

The following types of income are not taken into account:

• the amount of one-time financial assistance from the federal budget in connection with emergencies,
• income from deposits in banks,
• income from the rental of housing and other property.

How to calculate the average per capita income of a family?

To determine if a family is eligible for a payment, you need to take the total amount of family income for the last 12 calendar months, divide it by 12, and then divide by the number of family members, including the child born. If the amount received is less than 1.5 times the subsistence level, the family is entitled to receive a monthly payment from maternity capital.

Let's make an equation for clarity:

X is the total family income for 12 months;

Y is the number of family members;

Z is the result.

Formula: X:12:Y=Z. If Z > 15,049 - payment is NOT ALLOWED. If Z< 15 050 – выплата ПОЛОЖЕНА.

The table below shows the living wages for Russia and the Nizhny Novgorod region. For convenience, it calculates the income with which you can qualify for monthly payments for a family of 3 and 4 people.

Living wages and family income

The subject of the Russian Federation	Living wage for an able-bodied citizen in a constituent entity of the Russian Federation	Income per family member at the rate of 1.5 living wages of an able-bodied citizen	Income of a family of 4 in 2017 (parents and two children)	Income of a family of 3 in 2017 (mother and two children)	The amount of the monthly payment to the family - the subsistence level of the child in the subject of the Russian Federation
In general, in the Russian Federation	11 163	16 745	66 978	50 234	10 160
Nizhny Novgorod Region	10 033	15 050	60 198	45 149	9 612

A monthly payment is not assigned if the children are on full state support, if false information about family income is provided, as well as to citizens who are deprived of parental rights.

Where to apply for payments from maternity capital?

When to apply for payments?

The sooner after the baby is born, the better.

• If the appeal followed no later than 6 months from the date of birth of the child, the amount of monthly payments for the past months from the birth of the child until the application for the appointment of the payment will be transferred to the citizen in full;
• If a citizen applied for the purpose of payment later than 6 months from the date of birth of the child, payments are assigned from that day.

What does the monthly payment from MSC funds mean in 2019? At the end of December 2017, the President of the Russian Federation signed a law establishing measures to support families with small children from the state. The funds will be paid out of the maternity (family) capital for the second child who appeared in the family after the onset of 2018, every month until he turns one and a half years old.

In addition to this innovation, a number of changes have been made to the maternity capital program, which should have a positive impact on the demographic situation in the country. These important innovations include:

• extension of the program until December 31, 2021;
• You can use the direction of MSC funds for the education of a preschooler without waiting for him to reach the age of three.

Initially, with the introduction of this program, the amount of money under the certificate was 250 thousand rubles. Annual indexation increased the amount by the percentage established by the Federal Law, taking into account the rate of inflation growth. As a result, maternity capital in 2019 amounted to 453,026 rubles.

Law on monthly payments for 2 children from maternity capital in 2019

The legislative basis for monthly payments to families of amounts from maternity capital is Federal Law No. 418, signed by the President on December 28, 2017 and approved by the Federation Council. Its validity begins on January 1, 2018, and from that moment on, the holder of a certificate for MSCs can, if certain parameters are available, qualify for a monthly allowance.

A measure of state assistance in the form of a certificate for mother capital can be received by families where a second or next baby is born (adopted). However, a monthly payment from these funds is due only with the appearance of a second child.

However, there are no restrictions on the use of these amounts. This means that the cash payment is transferred to the family for any needs, similar to one-time payments from MSC funds. If you can fully dispose of the funds of the certificate only in several areas, then one-time payments are given for current needs, limiting the recipient only to the amount.

Who can receive a monthly payment?

To receive funds from maternity capital, the following conditions must be met on a monthly basis:

• the emergence of the right to issue a certificate;
• the need of the family, documented.

It is necessary to calculate the total family income, dividing it by all members, and derive the ratio to the regional subsistence level of the able-bodied population. In the event that this value is below 1.5 sizes, the family has the right to receive from the MSC every month a sum of money equal to the subsistence level of the child.

In the calculation of the total and average per capita family income, all cash payments and incomes received by all family members during the previous year are taken into account. The following material quantities are involved here:

• official salary, remuneration under civil contracts (they can be confirmed by certificates from the accounting department and copies of contracts);
• pension and social payments, scholarships;
• compensation payments under state programs;
• payments of an insurance nature (for successors);
• income from activities (for entrepreneurs);
• monetary allowance (for military personnel).

Material assistance from the state in the event of a natural disaster, as well as payments related to the consequences of terrorist acts and emergencies, are not subject to summation to the total family income.

The allowance is established until the child is one and a half years old. But the initial period is one calendar year, after which you will need to contact the Pension Fund again and prove the need for payment. It is also possible to terminate the receipt of such benefits at the initiative of the certificate holder.

Payment is terminated in the following cases:

• with full use of MSC funds;
• when the family moves to another locality;
• when the child reaches the age of one and a half years.

How to calculate and who is entitled to monthly payments from maternity capital

The family can independently determine whether it is entitled to a monthly payment from the MSC funds. To do this, you need to know the size of the living wage in your region. It is set quarterly by the regional authorities, and you can check with the local administration or the committee for social protection of the population. For the calculation, the PM for able-bodied citizens, established for the 3rd quarter of 2018, will be adopted.

For example, for the Moscow region according to the relevant Decree, the PM of an able-bodied citizen amounted to 18,580 rubles. We will start from it when calculating the family's need for state support.

According to the Law, each family member must have at least 27,870 rubles, which is the amount of the PM of an able-bodied citizen multiplied by 1.5. Let's do some calculations:

1. Add up all family income for 2018. It should be borne in mind that "black" income is taken, before the deduction of mandatory taxes.
2. Then the resulting amount should be divided by 12 (the number of months in a year). After that, the monthly income for each family member is displayed.
3. The result is a value that is compared with 27,870 rubles. If it is less, then the family has the right to receive a monthly payment from the MSC. It is not difficult to calculate that a family of four (2 children and parents) should have an income of at least 111,480 rubles per month, and for three people (2 children and one parent) at least 83,610 rubles.

The allowance is equal to one subsistence minimum per child in the 3rd quarter of 2018, which will amount to 13,938 rubles.

Let us clarify that all calculations are taken for the Moscow region, in other values ​​\u200b\u200bwill differ. But on average in the country, the payment will be 10 thousand rubles a month.

Living wage table in Russia

Since the minimum for able-bodied citizens is accepted for calculations, and the payment is set in the amount of the minimum for a child, it makes sense to indicate them in the table for the regions of Russia. The indicated PM established for the 3rd quarter of 2018 are valid until March 31, 2019.

Region	PM of an able-bodied citizen, rub.	PM of the child, rub.
Moscow and Moscow region	18580	13938
St. Petersburg	12079,50	10754,60
Perm region	10804	10289
Chelyabinsk region	10289	9551
Vladimir region	10385	9374
Stavropol region	9183	8764
Krasnodar region	11075	9716
Rostov region	10285	10117
Nizhny Novgorod Region	9952	9355
Saratov region	9390	8947
Samara Region	10876	9608
Novosibirsk region	11217	10800
Voronezh region	9427	8528
Altai	10241	10098
KhMAO	15615	14352

Nuances

Simultaneously with applying for a certificate for maternity capital, you can apply for an allowance. If it occurs later, then the following rules should be considered:

1. If the second child, with the birth (adoption) of which the family received the right to a certificate and allowance, is not 6 months old on the date of application, the allowance is calculated for the entire period from the date of birth (adoption).
2. If the appeal occurred after the child was 6 months old, then the allowance is issued on the date of the appeal, i.e. excluding the elapsed period from the date of birth.
3. At the time of application, the second child should not be more than one and a half years old.

Based on this, it is advisable to submit documents for the issuance of a certificate and the establishment of benefits at the same time. They are provided to the bodies of the Pension Fund of Russia in person or through the MFC.