Is an investment company. Reliable investments online. Types of investment companies

Investment companies- this is a new form of credit and financial institutions, which was most developed in the post-war years, although it also existed in the pre-war period. The priority in their development belongs to the United States.

Investment companies raise funds by issuing their own shares, which they then invest in securities of industrial and other corporations. Thus, through the acquisition of securities, they carry out, on an equal basis with other financial institutions, financing various sectors of the economy.

Currently, there are investment companies of closed and open types.

Investment companies closed type issue shares at once in a certain amount. The new buyer can purchase them only from the previous holders at the market price. Investment companies open pita, which bear the name mutual funds, release their shares gradually, in certain portions, mainly for new buyers. These shares may be transferred or resold. A more convenient organizational form is open-ended companies, since constant emission allows them to constantly increase their money capital and thus constantly increase investments in corporate securities. In general, the organizational form of investment companies of open and closed types is based on the joint-stock form.

A feature of investment companies is that among the buyers of their securities, the share of credit and financial institutions and commercial and industrial corporations is increasing. Each investor of an investment fund is obliged to pay a commission when buying shares for him and managing the deposit. The amount of commissions varies and depends on the financial strength and reputation of the company. It should be noted that in the post-war period in the developed capitalist countries, open-type companies (mutual funds) developed most rapidly.

The development of investment companies is closely related to the dynamics and scale of the securities market. The higher the level of development of the latter, the higher the degree of development of investment companies. Such companies operate most successfully in the USA, Canada, England, Germany and Japan.

The basis of passive operations of investment companies are the proceeds from the sale of their own securities, share capital, reserve fund, real estate of the company.

Active operations of investment companies are specific and differ from similar operations of other financial institutions. Both types of investment companies invest the bulk of the proceeds from the sale of their own shares in shares of various corporations and companies: 80% of the assets of investment companies are shares, and in recent years, in addition, they invest in corporate bonds. There is a specialization of investments: some companies concentrate their investments in ordinary shares, others in preferred shares, and still others in bonds. In addition, there is industry specialization when companies acquire securities, for example, only railway companies or machine-building companies. automotive, electronic corporations.

Since the development of investment companies depends on the state of the securities market, mainly shares, frequent fluctuations in share prices affect the financial condition of investment companies. Falling share prices and especially stock market crashes slow down the development of the latter, and in some cases lead to their bankruptcy. This was also observed in the United States in the mid-1970s and early 1980s.

Investment companies attract wide sections of the population to investment activities, i.e. a small investor, thanks to which it is possible, firstly, to mobilize significant funds for investment in the economy, and secondly, to create a certain illusion that everyone can become an owner of shares and, therefore, an owner. To this end, papers are sold at low prices and are available to the middle strata of the population. In the United States, for example, stock prices in the post-war years ranged from $2 to $30. Typically, small investors are attracted during a stock market boom, when stock prices are rising. In crisis situations, they usually suffer heavy losses. The practice of Western countries shows that, after all, the main contributors are large individual and collective investors, while the control over the activities of investment companies is carried out by the largest shareholders.

In the 1970s, new public investment companies arose, which were called "money market mutual funds" ( MoneymarketMutualfunds). This type of investment companies develops mainly in the US and Canada. Their name is due to the fact that these companies operate on the securities market mainly with short-term securities.

Like other mutual funds, they also issue shares, but very cheaply - at a price of $ 1 per share. At the same time, the value of one share does not change as a result of fluctuations in the loan interest, and therefore the shares have fixed prices. This led to a wide influx of clients into such funds, providing them with fairly large savings. For example, the assets of money market funds since July 1970 in the United States increased to $200 billion in 1982, and in the early 1990s they amounted to $300 billion.

The formation of passive operations of these companies is carried out mainly by issuing cheap shares. They invest money in short-term securities: short-term federal bonds (short-term bills), municipal bonds, commercial paper of private corporations, as well as in financial instruments (bills accepted by banks, certificates of deposit of commercial banks). Some of these types of funds specialize in federal government securities only.

Funds in the US have a number of benefits compared to other investment funds: they are exempt from the requirement to keep required reserves with the central bank (Fed), they do not pay taxes on municipal bonds. In addition, one more circumstance should be noted: for a long time, the interest on their shares was higher than on deposits of commercial banks, which amounted to 5.25%, and deposits in savings and loan associations, which reached 5.5%. The lower interest rate in these financial institutions is due to the rules of the FRS. In the late 1970s, this led to a widespread outflow of funds to money market mutual funds from banks and savings and loan associations, which significantly worsened their liquidity. Therefore, since 1982, interest rates have been deregulated in the United States, money market deposit accounts have been introduced ( Moneymarketdepositaccount), which allowed to regulate the flow of cash savings between commercial banks, savings and loan associations and money market mutual funds. As a result, funds in deposit accounts increased, and the outflow of funds from money market funds began, which significantly reduced the size of their assets.

By the late 1980s and early 1990s, the competition for raising money between banks and funds entered a more stable phase, with the former enjoying the benefits of federal deposit insurance, and the latter enjoying freedom from the Fed's reserve requirements. At the same time, money market mutual funds began to engage in and expand speculative operations. Thus, they began to be used as companies for storing interest payments and dividends in anticipation of reinvestment. In addition, many private individuals who managed their own assets had the right to open their own share accounts (share accounts). This allowed shareholders to transfer funds quite quickly and free of charge from the accounts of mutual funds of the money market, depending on the situation, to the accounts of investment funds engaged in investments in long-term securities.

All champagne with Gas! ×

GAZPROM (OGZD LI; BUY, TARGET - $5.5) REPORTS RECORD HIGH GAS EXPORTS IN MARCH

Vedomosti reports that Gazprom set a new record for monthly natural gas exports to Europe in March 2018 - 19.6 billion cubic meters (the previous monthly record was set in January 2017 (19.1 billion cubic meters). Abnormally low temperatures in Europe contributed to high exports in March which supported demand for gas Since the beginning of 2018, Gazprom has delivered 54.4 bcm of gas to non-CIS countries (including Turkey), which corresponds to a growth of 6.6% y/y (or +3.3 bcm). dynamics after the highs of 2017, when the company exported 194.4 billion cubic meters to non-CIS countries (+8.4% yoy).

Our opinion. Strong export dynamics in 1Q18 should support Gazprom shares. It points to additional demand for Gazprom's gas even in the summer, when European countries will have to replenish gas reserves in underground storage facilities. We view the news as POSITIVE for Gazprom's investment profile.

GAZPROM: THE ANTI-MONOPOLY CASE IS COMING TO THE END

According to Kommersant, the antimonopoly investigation against Gazprom, initiated by the European Commission in 2012 and lasting for six years in a row, is coming to an end. The corresponding decision can be announced in April. The Russian gas company complies with all the requirements of the European Commission in relation to the relevant gas markets, which means it can avoid the fines that initially threatened Gazprom. Recall that the company was charged with abusing its monopoly position in the gas markets in Eastern Europe, including the Baltic countries, Poland, Hungary, Slovakia, Bulgaria, etc. Since then, Gazprom has made concessions with relevant countries and customers by changing pricing formulas that are now pegged to gas prices at the largest gas hubs in Western Europe - thus increasing the spot component, while earlier pegging was widely used in Eastern Europe. oil. In addition, Gazprom agreed to the so-called virtual gas flows with the ability to change delivery points. Gazprom was threatened with a fine of up to 10% of annual revenue from the sale of gas in the respective countries. Now Kommersant reports that Gazprom can avoid any fines altogether.

Our opinion. We doubt that the market has ever priced in Gazprom's payment of fines under this antitrust investigation, so the removal of the threat of a fine will not be a game changer for the stock, although it is POSITIVE in terms of perception for Gazprom, as is the end of this tiresome antitrust story. that dragged on for so many years.

GAZPROM PLANS TO BUILD A GAS AND CHEMICAL COMPLEX WORTH $20 BLN IN THE BALTIC

Vedomosti reports that Gazprom is considering building a new large-scale gas chemical complex in Ust-Luga (Leningrad region). The new plant will be able to process up to 45 billion cubic meters of gas. Methane will be supplied to the neighboring Baltic LNG plant (14-15 billion cubic meters), and the remaining gas will be sent to Europe through the Nord Stream 2 export pipeline. The new plant will also produce ethylene and polyethylene (up to 1.5 million tons per year) destined for European markets. Preliminary capex is estimated at $20bn and the project will be implemented in partnership with Rusgazdobycha, which, according to available information, may be associated with Arkady Rotenberg.

Our opinion. Gazprom is already selling the Amur GPP, which is largely associated with gas chemistry and whose products are intended for Asian markets due to its geographical location. It is not yet clear under what conditions Gazprom will finance the new project - through project financing (as in the case of the Amur GPP) or share the costs with a new partner (up to 49-50%). Although it is too early to evaluate this new Gazprom project due to the lack of detailed information, we note that any capital-intensive projects of Gazprom are viewed with some skepticism by investors, and we expect the company's shares to underperform in the coming days. The news could also weigh on Gazprom shares as it is completing its major export pipeline projects (Nord Stream 2, Turkish Stream and Power of Siberia) at the end of 2019, and it was expected (and confirmed by the company) that its capex after reaching a peak in 2018-19, will fall below 1 trillion rubles. in 2020, freeing up a significant amount of FCF. Now that a $20bn gas chemical complex in the Baltic is on the agenda, this paradigm is in doubt, although we emphasize again that it is not yet clear how much of these costs will be financed by Gazprom itself.

GAZPROM: 4Q17 IFRS OUTLOOK

Our opinion. Gazprom is due to publish 4Q17 IFRS results this week and hold its quarterly teleconference with investors and analysts. We expect revenue to be RUB 1,903 bn. (+33% qoq, +6% yoy) on the back of seasonal sales growth due to increased gas sales (52.8 bcm to non-CIS countries excluding trading) and favorable macroeconomic conditions (Brent $61.4/bbl, + 19% QoQ). However, this effect will not be so noticeable at the level of EBITDA: this figure is likely to decrease to RUB 329.3 bn. (-8% QoQ, +8% YoY) due to traditional 4Q incremental cost accounting, including cash costs as well as non-cash items such as impairment. Net profit should amount to 130.3 billion rubles. (-35% QoQ, -46% YoY), reflecting lower QoQ EBITDA and near-zero FX gains after a RUB10.6 bn profit in 3Q17. At the end of the year, net profit should fall to 712.1 billion rubles. (-25% y/y), while the decline is explained by an abnormally high foreign exchange gain of RUB 453.7 bn. in 2016. Gazprom should go negative on FCF in 2017 (-207 bn RUB) after years of positive FCF in a row, despite a strong FCF of 167 bn RUB. in 4Q17 due to the release of working capital. At the conference call, we are waiting for new information on Nord Stream 2 and Turkish Stream, as well as the dispute with Ukraine and the prospects for gas transit.

GAZPROM IS NOT EXCLUDING NORD STREAM-3

Kommersant reports that Gazprom Deputy Chairman Alexander Medvedev mentioned in an interview with Russia 24 TV channel that the company does not rule out the Nord Stream 3 pipeline project in the future. This will be possible if Europe declares the need for additional volumes of gas and is ready to sign the necessary contracts. He again pointed to the fact that gas supplies from Yamal (Bovanenkovskoye field) through the Bovanenkovo-Ukhta, Ukhta-Gryazovets and Gryazovets-Vyborg gas pipelines, and then through Nord Stream, are cheaper and more economically beneficial for Gazprom than gas supplies from the gas producing region Nadym-Pur-Taz through Ukraine.

Our opinion. It is premature to draw any conclusions, since the Nord Stream 3 project is a distant prospect, well after 2020. There is no doubt that this project is mentioned in connection with the current dispute with Ukraine regarding the future transit of Russian gas after the expiration of the current transit contract. We view the news as NEUTRAL for Gazprom shares.

Here you will find the best investments on the Internet, and you can also consider other investment projects.

Attention! The site presents only working and regularly paying investment companies!All projects are regularly checked for solvency.In case of delay or termination of payments, the project falls into.

High-yield investments carry a high risk of losing money. All investments in such companies are made at your own risk.

Alpha Intelect- a high-quality investment platform with a yield of 2.5% to 4% per day for a period of 365 days. There are 4 tariff plans in total. Net profit from 813% for the term! Start: 04/25/2019 Website: alphaintelect.net .

Features and benefits of Alpha Intelect:

3$/200 rub. Deposit Bonus: 2.5%.

Income from investments: from 2.5 to 4% per day.

Deposit term: 365 days. The deposit is included in payments.

affiliate program Level 3: 5%, 3% and 1%(deposit required) + bonuses from 100$ per turn.

World Wide Exchange - a new investment platform with perpetual accruals and 4 investment plans with a yield of 1.8% to 3.7% per day. On the Standard tariff, the breakeven period will be 56 days. Registered in the UK under No. 11438992. Start: 03/06/2019 Website: wwex-group.com.

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Minimum investment amount: 10$/100RUB. MAX: 250 000$/15000 000RUB.

Income from investments: 1.8% to 3.7% per day.

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affiliate program Level 5: 5%, 3%, 2% 1% and 1%+ bonuses from the turnover of the structure.

I/O methods: Visa/MasterCard/Maestro, Perfect Money, Payeer, ADVcash, Bitcoin, Yandex.Money, Qiwi. Instant payouts from 0.1$ or 1 rub, on cards from 5000 rub.

Stroi Group Limited - a new investment company with 4 investment plans with a yield of 2% to 3% per day. There is a bounty program for video and text reviews. Registration in the UK No. 12023210. Certificate and license on the website, in the "Contact Information" section. Start: 06/14/2019 Website: https://stroi-group.com.

Features and benefits of Stroi Group:

Minimum investment amount: 5$/325RUB. Authorrefback: 50%.

Income from investments: from 2% to 3% per day.

Deposit term: indefinitely. The body of the deposit is included in daily accruals.

affiliate program Level 5: 7%, 2%, 1%, 1% and 0.5%+ bonuses from 25$ before 1500$ .

cashbox- a perpetual wallet from network leaders based on the LatyPay payment system with a yield of 2.6% to 3.3% per day. Work is underway until the last possible payment. The account holder cannot withdraw the funds. Start: 06/14/2019 Website: https://latypay.com/L100011 .

Features and benefits of Cashbox:

Minimum investment amount: 10$ .

Income from investments: from 2.6% to 3.3% per day.

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affiliate program Level 3: 6%, 2% and 1%.

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Paxamericana- a worthy investment project from an experienced admin with working marketing and accruals of 3% of the deposit daily, seven days a week, for life. Start: 06/11/2019 Website: paxamericana.biz.

Features and Benefits of Paxamericana:

Minimum investment amount: 10$ . Blog Bonus: 2.5%.

Income from investments: 3% per day.

Deposit term: indefinitely.

affiliate program Level 3: 5%, 2% and 1%.

CapEX24- a broker with official registration in the CIS in the form of Capex24 Finance LLC! Excellent preparation. Stable daily payments since 2018! Start: 08/20/2018 Website: capex24.com.

CapEX24 features and benefits:

Minimum investment amount: 10$.

Return on investment: floating 5% per week.

Deposit term: from 5 working days.

Affiliate program: 30% from the management commission + career and bonuses.

Input / output methods: bank cards, Yandex.Money, Qiwi, PerfectMoney, Payeer, AdvCash, Bitcoin. Payouts from 5$, according to the rules up to 24 hours.

silk way- a promising investment company with accruals up to 0.8% per day. The main promotion "on the ground". Activity: logistics company. Registration in the USA, number: 11456325 dated February 19, 2019. Start: November 25, 2018 Website: silkway.vip.

Features and benefits of SilkWay:

Minimum investment amount: 5000 RUB. Blog Bonus: 1.5%.

Income from investments: from 0.56% to 0.8% per day.

Deposit term: 12 months. The deposit is included in payments.

affiliate program Level 5: 3%, 1%, 0.5%, 0.5%, 0.5%+ career bonuses 21 status.

I/O methods: Visa/Mastercard, Perfect Money, PAYEER, Bitcoin, Litecoin. Payouts from 1000 RUB, according to the rules up to 72 hours.

B. B. Sheldon- a foreign giant with good potential for development. 9 standard tariff plans with a yield of 0.9% per day + 2 more directions for investment. The site has been translated into 14 languages. Certificates and documents are available in the "About the Company" section. Start: 04/16/2019 Website: www.bbsheldon.com

Features and benefits of BB Sheldon:

Minimum investment amount: 50$. Blog Bonus: 2.5%.

Income from investments: from 0.9% to 2% per day.

Deposit term: from 15 to 65 days.

affiliate program from 8 ur: 5%, 2%, 1%, 1%, 1%, 1%, 1%, 1%+ career 6 levels.

BtcFury-TOP investment piggy bank with accruals of 3.84% - 5.1% per day indefinitely! Withdrawal of the deposit at any time with a commission of 5%. Generous bounty program. Start: 05/10/2019 Website: https://btcfury.io .

Features and Benefits of BtcFury:

Minimum investment amount: 5$ .

Income from investments: from 3.84% to 5.1% per day. The percentage is floating.

Deposit term: indefinitely.

affiliate program 1 lvl: 12%(0.4% per day during 30 days).

Best4You-a well-prepared project with a single investment plan with a yield of 4% per day for a period of 38 working days. Net profit will be 52% for the term. Declared activity: earnings on sports betting. Official registration in the UK. Reg. number: 11978536. Start: 04/06/2019 Website: bets4you.biz.

Features and Benefits of Best4You:

Minimum investment amount: 10$. Blog Bonus: 4%.

Income from investments: 4% per day.

Deposit term: 38 business days. The deposit is included in payments.

affiliate program Level 1: 8%.

Input / output methods: Perfect Money, PAYEER. instant payouts, from 0.4$.

LatyPay- an electronic payment system of a new format with three tariff plans with a yield of up to 180% per annum. Charges every 12 hours. $10,000 allocated for the bounty program. Start: 03/16/2019 Website: latypay.com.

Features and benefits of LatyPay:

Minimum investment amount: 1$ or or 100 rub. MAX: unlimited.

Income from investments: from 0.4% to 0.5% per day.

Deposit term: unlimited.

affiliate program Level 4: 20%, 10%, 5% and 5% from the commission of the perfect transfer.

Gains Systems- an excellent medium-income project with accruals of 3% on working days and 1.5% on weekends. Active development: more than $1.2 million of investments and more than 12,000 investors. Start: 04/16/2019 Website: gains.systems.

Features and Benefits of Gains Systems:

Minimum investment amount: 10$. Blog Bonus: 3.5%.

Income from investments: 3% on weekdays and 1.5% on weekends.

Deposit term: 365 days. The deposit is included in payments.

affiliate program Level 5: 7%, 3%, 1%, 0.5% and 0.5%+ leadership program.

ELITEX Group- medium-income investment project with excellent preparation and accruals from 2% to 3.5% per day. Generous Bounty Program. Activity: microcredit. Registration in the USA, number: 11456325 dated February 19, 2019. Start: May 31, 2019 Website: https://elitex.pro .

Features and benefits of ELITEX Group:

Minimum investment amount: 10$/600RUB. Authorrefback: 2.5%.

Income from investments: from 2% to 3.5% per day.

Deposit term: 365 days. The deposit is included in payments.

affiliate program Level 3: 5%, 2% and 1%+ rank bonuses.

Features and Benefits of Tresor Capital:

Minimum investment amount: 25$. Blog Bonus: 3%.

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Deposit term: from 10 days to 30 days.

affiliate program 2 ur: 6% and 1%.

Ztrade- a high-quality medium-income project from domestic creators with charges of 25% per month. The company provides many bonuses, which require a mandatory deposit of $50 or more. Activities: Cryptocurrency trading. Start: May 14, 2019 Website: ztrade.info.

Features and benefits of Ztrade:

Minimum investment amount: 50$. Blog Bonus: 5%.

Income from investments: 1.25% on business day. (25% per month).

Deposit term: 365 days. The deposit is included in payments.

Affiliate program: 10% + career, representative and binary bonuses.

I/O methods: QIWI, YandexMoney, Visa/Mastercard/Maestro, Advcash, Perfect Money, PAYEER, Bitcoin, Etherium. Payouts from $10, according to the regulations up to 72 hours.

Future Technology Group - medium-income investment company with accruals from 1.2% per working day. Rates are quite short. famous creators. Full package of documents from China. Start: April 2019 Website: ftgroup.net .

Features and benefits of FT Group:

Minimum investment amount: 50$. Blog Bonus: 2.5%.

Income from investments: from 1.2% to 3.8% per day.

Deposit term: from 20 to 100 days.

affiliate program from lvl 5: 5%, 2%, 1%, 1% and 0.5%+ career growth.

tengri space - a highly profitable investment platform with development prospects and a yield of up to 300% in 360 days. Directions of activity: Trading on the cryptocurrency exchange, betting on sports events and investing in the real sector of the economy. Over $10,000 payouts. Active investors from 14 countries! Start: 04/23/2019 Website: https://tengri.space.

Features and benefits of Tengri Space:

Minimum investment amount: 10$. MAX. 15000$ . Blog Bonus: 1.5% .

Income from investments: from 107% to 300% for the term.

Deposit term: from 1 to 12 months. Charges are daily.

affiliate program Level 3: 3%, 2% and 1% from the contribution.

Input / output methods: PerfectMoney, Payeer. Payouts are manual from 1$, 3 times a week Mon, Wed and Fri.

Yesss Capital- TOP investment company that has been paying regularly since 2015! Profitability from 0.8% to 17.77% per day. From 777% to 7777% for the term. 19 investment plans! Bounty for video feedback about the company. There are educational videos. Powerful technical background. Start: 10/15/2015 Website: https://yesss.cc .

Features and benefits of Yesss Capital:

Minimum investment amount: 25$.

Income from investments: from 0.8% per day.

Deposit term: from 17 to 555 working days.

affiliate program from 3 ur: from 1% to 17% from the contribution depending on the tariff + career.

Success Trade Finance- a medium-income investment project from an experienced administration with great potential for long-term development and accruals from 1% per day. Profit for the term: from 150%. Smart marketing. A wide range of tariffs and statuses (10 pcs). Start: May 28, 2019 Website: successtf.com.

Features and benefits of STF:

Minimum investment amount: 10$. Blog Bonus: 2.5% .

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Deposit term: from 150 to 400 days.

affiliate program from 1 lvl: from 5%+ career and bonuses.

Input / output methods: popular EPS Yandex Money, QIWI, PerfectMoney, Payeer. Including bank cards and cryptocurrency. Payouts from 1$, according to the regulations up to 24 hours.

RuizCoin- a medium-income project with excellent preparation from an experienced administration. 1 tariff plan offers to earn 3% per day for 50 business days. Net profit will be 50% per circle. Start: 04/05/2019 Website: ruizcoin.biz.

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Minimum investment amount: 10$ . MAX: 100$. The number of deposits is unlimited. Deposit Bonus: 5%.

Income from investments: 3% per day.

Deposit term: 50 working days. Deposit included in payouts

affiliate program 1 lvl: 10%.

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IQ Miner - a high-quality investment platform with a yield of 1.5% to 3% per day indefinitely. Only 2 tariff plans. Charges in rubles. Company number 11307090. Start: 03/05/2019 Website: iqminer.com.

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Minimum investment amount: 100 rub. MAX: 1000 000 rub.

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Deposit term: unlimited. The deposit is included in payments.

affiliate program 1 lvl: 5%. Bounty program: Reviews, YouTube, Social networks, Telegram, Blogs.

EL-TERRO(Clean Energy Network) - A high-quality, highly profitable project from an experienced administration with a yield of 1.1% per day! Chips: Every week the percentage of income increases by 0.1%, drawing + 20% to the deposit. The mission of Elterro is to expand the network of electric filling stations. Of. registration (Constituent documents are on the site). Start: 05/09/2019 Website: el-terro.com.

Features and benefits of EL-TERRO:

Minimum investment amount: 50$. MAX. 25000$.

Income from investments: from 1.1% to 2% per day.

Deposit term: from 1 to 10 weeks.

Shanghai Limited Company- a new investment project from an experienced team of administrators. Profitability up to 1% per day. Declared activity: Investment in the Chinese economy. Of. registration: documents are on the site. Start: 04/24/2019 Website: shanlimited.com .

Shanghai Features and Benefits:

Minimum investment amount: 10$ /1000R. Deposit Bonus: 2,5%.

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Deposit term: from 20 days to 100 days.

affiliate program Level 1: 5% of the deposit.

Input / output methods: Yandex Money, bank cards, PerfectMoney and Payeer. Payouts from 300rub/5$. According to the regulations up to 5 working days. On Perfect Money - instantly.

KIF Capital is a serious venture fund with a long-term strategy of capital growth from 30% to 60% per annum. KIF stock price: 100 rubles. Directions of the fund: Startups, Stock market, Cryptocurrency and Equity in real sectors. Start: May 2018 Website: https://kif.capital .

Features and benefits of KIF Capital:

Minimum investment amount: 5000 rubles. Blog Bonus: 2.5%.

Income from investments: from 30% to 60% per year.

Deposit term: from 1 month to 12 months.

affiliate program 1 lvl: 5%.

Input / output methods: PayeerRUB, YandexMoney, Qiwi. Payouts from 1000 rub, according to the regulations during the day.

RoboForex Tech - trading bot with accruals from 0.01% to 10% on a business day. 82% of RoboForex transactions are profitable. Activity: AI bot trading through RoboForex and Forex4you brokers. Start: May 14, 2019 Website: https://roboforex.tech .

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Minimum investment amount: 1$.

Income from investments: from 0.01% to 10% on a working day. Average profit 1.5% in a day.

Deposit term: from 210 days. Profit from 200% to 500% for the term!

affiliate program Level 3: 3%, 1% and 0.5%

Input/output methods: Yandex.Money, Qiwi, PerfectMoney, Payeer. withdrawal request every 2nd Friday from 0.2$, according to the rules from 3 hours to 5 days.

Legal Industries- medium-income project with great development potential and accruals up to 1.1% per working day. The company is officially registered and has a full package of legal documents. Start: 05/05/2019 Website: legal-industries.com.

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Minimum investment amount: 10$. Blog Bonus: 1.5%.

Income from investments: from 0.3% to 1.1% on a working day.

Deposit term: from 60 days up to 365 days.

affiliate program from 2 ur: 3% and 1%+ career ladder and bonuses.

Superpiggy bank- an investment piggy bank that has been operating for more than 2 years. The project is designed in such a way that it does not depend on the influx of participants and is actively developing. Start: 05/01/2013 Website: superkopilka.com.

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Minimum investment amount: 0.1$. MAX: unlimited.

Income from investments: from 16% per month

Deposit term: from 1 to 200 weeks.

affiliate program 8 ur: from 5% to 0.1%.

I/O methods: Perfect Money, NixMoney, AdvCash - Qiwi, Bitcoin, Yandex.Money, OkPay, Banks. Payouts from 0.1$. Regulations up to 24 hours.

WiseDeposit - an international savings system that helps you easily accumulate the required amount, with an increase of up to 25% Bonus per month to your savings. The reliability of the project is ensured by the payment schedule and deposit insurance through the adaptation system. Start: 10.03.17 Website: www.wisedeposit.com

Features and benefits of WiseDeposit:

Income from investments: up to 25% per month.

Deposit term: from 1 week.

affiliate program 8 ur: from 10% to 0.1%.

Input / output methods: Payeer, Perfect Money, ADV Cash, NIXMoney. Scheduled payments.

ICWorking- an interesting project from experienced creators for long-term investment with a yield of 0.8% per day. 5 investment plans. Activity: development of commercial real estate projects in China. Each investor concludes an investment agreement and an insurance agreement (documents on the site). Start: 04/03/2019 Website: https://icworking.com.

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Minimum investment amount: 10$/500R. Blog Bonus: 2.5%.

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Deposit term: from 30 days to 150 days.

affiliate program 1 lvl: 5% from the contribution.

Input / output methods: Visa / MasterCard / Maestro / MIR, Yandex.Money, Qiwi, PerfectMoney and Payeer cards. Payouts from 0.1$ per PM instant, on the rest from 5$ according to the regulations up to 5 days.

World Capsule Houses - a new project from proven Admins with 4 tariff plans with working marketing. The income is from 0.8% to 1.2% per day. Activity: Creation of capsule hotels in China. Official registration in China dated March 18, 2019. License number No. 1427634. Start: April 22, 2019 Website: wchouses.org.

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Minimum investment amount: 10$/500rub. Deposit Bonus: 2.5% .

Income from investments: from 0.8% to 1.2% on a working day.

Deposit term: from 30 to 120 days.

affiliate program 1 lvl: 5% from the deposit.

Input/output methods: Yandex Money, Visa/MasterCard/Maestro/Mir, PerfectMoney and Payeer. Payouts from 300 rubles or 5$, regulation up to 5 working days.

sport line- a promising sports center with a yield of 1.3% to 1.7% on weekdays! Activity: earnings on sports betting. Of. registration No. 11936894 (Documents are on the website). Start: 05/11/2019 Website: https://sportline.pro.

Features and benefits of SportLine:

Minimum investment amount: 50$ MAX: 60 000$. Blog Bonus: 5%.

Income from investments: from 1.3% to 1.7% on work days.

Deposit term: 30 to 90 business days.

affiliate program Level 5: 10%, 5%, 3%, 2% and 1% from the deposit + Bonuses for active partners.

Input / output methods: Bank cards, Yandex money, QIWI, AdvCash, PerfectMoney, Payeer, Bitcoin. Instant payouts from 1$, Regulation up to 3 business days.

Ecopolis software - the first consumer society for projects in the real sector of the "green" economy in Russia. Form of organization: Consumer cooperation. The current share price: 1867 rubles grows every 20 minutes. Shareholders: 559. Purchased shares: 96747. (Information is current at the time of publication). Lines of activity: see online store for investors. On the market: since 2006. Website: ecopolis-po.ru

Ecopolis Features and Benefits:

Minimum investment amount: Entrance fee - 1000 rubles + share contribution - from 1866.90 rubles for 1 share.

Income from investments: from 25% per annum.

Affiliate program: 10 bonuses for each guest.

Input / output methods: to the company's current account. Payouts to your bank account.

Global ProfiTrade- a new investment platform with an internal exchanger and a yield of 0.9% per day. 4 floating income investment plans. Registration in the UK (documents on the site). Start: 05/09/2019 Website: https://global-profitrade.com .

Features and benefits of Global ProfiTrade:

Minimum investment amount: 15$ . Deposit Bonus: 3%.

Income from investments: from 0.9% to 2% per day.

Deposit term: until reaching 150% - 200%.

affiliate program Level 3: 6%, 2% and 1% from the contribution + bonuses active partners.

Big Network Features and Benefits:

Minimum investment amount: $297. (Test $47.) Deposit Bonus: 2.5%.

Income from investments: from 16.6% to 21% per day.

Deposit term: 1 year.

Affiliate program: from 5% for personally invited + binary marketing 10%.

Minimum investment amount: 50$. MAX: 100 000$.

Income from investments: from 5% per month up to 240% for 1 year.

Deposit term: from 1 to 12 months.

affiliate program 1 ur: from 7%+ career and bonuses. A deposit is required to participate.

Rombus Group - a prepared project with moderate interest with a yield of 0.8% per day. There are 8 investment portfolios in total. You can invest both through the site and through the telegram bot. Start: May 15, 2019 Website: rombus-group.com.

Features and benefits of Rombus Group:

Minimum investment amount: 10$ . Blog Bonus: 2.5%.

Income from investments: from 0.5% to 2.2% per day.

Deposit term: from 30 days to 100 days.

affiliate program Level 3: 5%, 3% and 1% from the contribution.

Caribbean Asia - a high-quality investment project from the creators of Caribbean Dream, which has been paying steadily since June 2018. Profitability from 0.9% per day. The project has 5 investment plans. Net profit will be from 31.5% to 218.75% for the term! Start: 04/24/2019 Website: caribbean-asia.com.

Caribbean Asia features and benefits:

Minimum investment amount: 25$. Deposit Bonus: 1,5%.

Income from investments: from 0.9% to 1.25% per day.

Deposit term: from 35 days to 175 days.

affiliate program from 3 ur: 3%, 2%, 1%+ career before 8th levels.

I/O methods: Perfect Money, Bitcoin and Ethereum. Payouts from 1$. Regulations up to 120 hours.

vest maker- an investment project with balanced marketing, with a yield of 2.5% per day. For new users, a deposit bonus of 10 rubles for a period of 50 days at 2.5%. Net profit from 50% for the term. Registration in the UK, No. 11913256. There is a general statistics of the project and the latest contributions / payments. Start: 03/26/2019 Website: vestmaker.com.

Features and benefits of VestMaker:

Minimum investment amount: 5$/300RUB. MAX: 2999$/200000RUB. Deposit Bonus: 3.5%.

Income from investments: from 2.5% to 2.7% per day.

Deposit term: 56 to 60 days. The deposit is included in payments.

affiliate program Level 3: 7% and 3%.

Input / output methods: Payeer, Perfect Money, Bitcoin, Litecoin. Payouts from 10 rub or 0.15$ , instantly.

Lakshmi Flow - Indian social project with direct redistribution of money from participants from all over the world. Payback 100 days in bitcoins. To receive accruals, press the red button once a day " Receive reward". Start: April. 2019 Website: lakshmiflow.com.

Features and Benefits of Lakshmi Flow:

Minimum investment amount: 0.01 BTC. Blog Bonus: 3.5%.

Income from investments: 1% per day.

Deposit term: 300 days.

affiliate program from lvl 1: 7%+ executive bonuses 5% up to level 7.

Input / output methods: Bitcoin. Payouts are weekly, on Fridays.

intel-bot- an interesting project with a smooth development with a yield of 1.5% to 2% per day for a period of 180 days. A gift for a deposit of $ 10, subject to the registration of a personal deposit within 48 hours after registration. Start: 03/13/2019 Website: intel-bot.com.

Features and Benefits of Intel-Bot:

Minimum investment amount: 10$ . MAX: 10 000$.

Income from investments: from 1.5% to 2% per day.

Deposit term: 180 days. The body of the deposit is included in payments.

affiliate program Level 3: 8%, 3%, 1% from the contribution + 1% from income.

I/O methods: PerfectMoney, Payeer, Bitcoin, Advanced Cash, Qiwi, YandexMoney, Visa/MasterCard. Payouts from 1$. Regulations up to 24 hours.

Crypto Bionic LLC- a long-term low-income project with excellent technical preparation. Huge selection of payment systems. Have your own BCN token. Activity: digital currency exchange for individuals. Start: April 27, 2019 Website: crypto-bionic.com.

Crypto Bionic Features and Benefits:

Minimum investment amount: 10$/600 rub. Deposit Bonus: 2.5%.

Income from investments: from 0.77% to 1.9% per day.

Deposit term: from 30 days to 365 days.

affiliate program Level 5: 5%, 4%, 3%, 2% and 1% from contribution + career up to the 10th level and premium.

MMC Club - investment platform with passive income from 0.7% to 1.4% per day and 6 tariff plans. There is a map of the company's development. Registered in the UK (Reg. No. 7956878). The head of the company is Rinat Nigmatullin. Start: 03/11/2019 Website: mmc-club.pw .

Features and benefits of MMC Club:

Minimum investment amount: 20$ . MAX: unlimited. Deposit Bonus: 2.5%.

Income from investments: from 0.7% to 1.4% per day.

Deposit term: 250 business days. The deposit is included in the charges.

Affiliate program is multi-level: from 5%, 2%, 1% + 11 qualifications and bonuses for turnover.

Input / output methods: PerfectMoney, Payeer. Payouts from 4$. Order payments on Saturdays. Regulations up to 3 days.

Money Never Sleep - a new long-term project with a yield of 315% in 100 days. Charges from 2.09% per day for 100 days with a daily increase of 0.02%. Live statistics on the project. Start: 01/15/2019 Website: money-never-sleep.com.

Features and Benefits of Money Never Sleep!:

Minimum investment amount: 5$ . MAX: 3000$. You can open multiple deposits.

Income from investments: from 3.57% per day.

Deposit term: 100 days. Charges are daily.

Affiliate program 1ur: 5% + bonus deposits.

Input / output methods: Perfect Money, Payeer. Payouts from 1$, instant.

Gold Net Vision - foreign investment company with passive income from 2% per day and binary marketing. Net profit from 50% in 75 days. The project is at the start and has excellent prospects for long-term development. Start: 03/21/2019 Website: https://goldnetvision.com .

Features and benefits of Gold Net Vision:

Minimum investment amount: 20$.

Income from investments: from 2% to 3.5% per day.

Deposit term: 50 to 75 days. The deposit is included in payments.

Affiliate program: 10% + binary income.

Input / output methods: Perfect Money, Payeer, Bitcoin. Payouts from 2$. Order payments from Tuesday to Saturday. Regulations up to 24 hours.

Start Trading Tiger Now- a great mid-interest project with its own tokens and a wide range of payment systems. Only 4 investment plans with a yield of 0.65% per day. Internal currency 1STTN = 1$. There is a Bounty program for over 14,000 contributors. Start: October 21, 2018 Website: tigertradenow.com.

Features and Benefits of Start Trading Tiger:

Minimum investment amount: 10$. MAX: 100 000$.

Income from investments: from 0.65% to 1% per day.

Deposit term: from 30 days to 120 days.

affiliate program Level 6: from 9%, 3%, 2%, 1%, 1%, 1% + 8 ranks and bonuses.

I/O methods: Perfect Money, AdvCash, WebMoney, Bitcoin, Ethereum and Bitcoin Cash, Payeer, Litecoin, Dash, Ethereum Classic, Zcash, Ripple, Monero, Dogecoin, Bytecoin, Emercoin, Peercoin. Payouts from 1$. Regulations 24 hours, for cryptocurrencies 72 hours.

Global Rent Inc. - a powerful project with a long-term development perspective, which offers 7 investment plans with a yield of 0.5% to 1.3% per day. There are statistics of the last payments. Copies of the company's official documents are posted on the website. Activity: sublease of office real estate. Start: 12/08/2018 Website: grentinc.com.

Features and benefits of Global Rent:

Minimum investment amount: 10$ or 500 rubles. MAX: 2000 000 rub.

Income from investments: 0.5% to 1.3% per day.

Deposit term: 30 to 210 working days.

affiliate program 1 lvl: from 5% to 13.5%, depending on the turnover structure.

How to properly check an investment company? What does the rating of the most reliable investment companies in Moscow look like? What are the features of an international investment company?

Hello readers of the HeatherBober online magazine! This is Denis Kuderin, investment expert.

We continue the theme of profitable investments. The question that will be discussed in detail and thoroughly in a new article is how to choose an investment company.

The material will be useful for both novice investors and those who already have some experience in financial investments.

So, let's begin!

1. What is an investment company and what does it do?

Remember the main postulate of business - "money must work"? So, profitable investing is the most affordable and at the same time the most effective way to make finances work for you.

Money that is kept "in a stocking" is lost money. Even in a month, their real value decreases by several percent, and over the year, inflation often reaches 10-12%.

Example

According to Rosstat (the main department of statistics in Russia), in 2015 the inflation rate in the Russian Federation amounted to 12.9%. And the cost of essential products increased by 15-17%.

Conclusion: capital should be invested in profitable investment instruments. Skillful investments create passive income - this type of income is ultimately sought not only by professional businessmen, but by all reasonable people.

4. Rating of TOP-7 investment companies in Moscow

To make it easier for our readers to navigate the boundless financial ocean, we have compiled our rating of investment companies for them.

The offices of the organizations below are located in Moscow, but this does not mean that residents of other cities cannot use the services of these companies.

Thanks to the Internet and the use of modern payment systems, you can make deposits from anywhere in Russia, as well as withdraw them to your accounts.

So, TOP-7 main players of the Russian financial market.

1) TeleTrade

A group of companies focused on various investment areas. Investors' money is managed by professional analysts, traders and brokers, making long-term and short-term investments in stocks, Forex market, futures, precious metals.

Among the advantages are 20 years of successful work in the investment market, training programs for clients (video tutorials and traditional training), information support for investors.

2) Simex

is an investment platform focused on online deposits. Not only residents of the Russian Federation, but also citizens of other countries can become investors. A wide range of investment projects - investments in shares, existing businesses and promising start-ups.

The list of the company's advantages includes the minimum amount of initial investment, the possibility of investing "in two clicks", earnings through an affiliate program with zero initial capital. Users can sell their shares to other members.

3)

The company was founded in 1994. It is a member of the National Stock Association, provides users with trading and brokerage services, as well as annual and current financial reports.

Clients have access to a unique service on the Russian market - individual investment accounts. There is also the possibility of buying / selling shares to individuals on the over-the-counter market.

- profitable investments in developing sectors of the Russian economy. Cooperation with legal entities and individuals, advice to investors, constant search for promising investment areas.

A course towards a stable income of depositors and direct participation in improving the economic situation in Russia. Full responsibility for the development and implementation of financial strategies of investors, insurance assistance in order to increase the security of clients.

A diversified investment company operating since 1992. It is included in the TOP-6 largest organizations of the Russian Federation in terms of the amount of capital raised. Laureate of the Russian award "Financial Olympus".

The list of investment products is extensive - brokerage services, online trading, trust management of capital, trading in the foreign exchange markets, venture capital investments, financial consulting.

- the company is part of the investment and construction holding E3 Group, founded in 2009. The main profile is investment in real estate. Holds a course for long-term deposits (due to the specifics of the investment instrument).

Among the advantages of the company are the ability to start with a small (for the real estate market) amount (from 100,000 rubles), three types of insurance for each deposit, and collective investments.

7) Golden Hills

Professional management and increase of private capital. Guarantee 15% per annum with minimal risks for the investor. A new look at profitable investment and a new approach to financial management.

The company adopts the experience of Western investment companies and uses it in the Russian market. The list of directions for deposits includes stocks, bonds, gold, real estate, art objects, direct investments.

For clarity, we present the main characteristics of investment companies in the form of a table:

№	Companies	Estimated Profit	Features of working with deposits
1	teletrade	not fixed	The possibility of trading on Forex through intermediaries
2	Simex	From 24%	Focus on modern online technologies
3		From 20%	Individual investment accounts for investors
4		Depends on the size and type of deposit	Focus on investment in the Russian economy
5		Depends on the choice of investment product	Large list of investment areas
6		25%-45%	Investments in liquid real estate
7		From 15%	Deposits in Russia and abroad

5. How to check an investment company - 5 signs that you are collaborating with scammers

In times of crisis, investors' risks increase. The point is not only in economic instability, but also in the increase in the number of various kinds of scammers.

Many swindlers are eager to cash in on the trust of depositors and invest their money not in profitable projects, but in their own pocket.

To protect your savings, act with the utmost caution. There are signs by which one can easily distinguish dishonest "merchants" from conscientious participants in the financial market.

Sign 1. Absence of open financial statements and other constituent documents

Certificates, licenses and other documentation, without which the existence of an official legal entity, has already been mentioned above. I will add that self-respecting organizations are always ready to provide users with financial reports for the past and current period.

If a company claims to have a department of traders who earn money for investors in the currency / stock markets, it is obliged to present trading reports and trading certificates upon request.

Sign 2. There was no agreement between the investor and the company

Relations formalized in the form of an official contract are the basis of security and a long-term mutually beneficial partnership.

Often on sites it is offered simply to issue an offer - to put a tick in an electronic document. More reputable companies conclude real contracts with signatures and seals. Such a document, whatever one may say, inspires more confidence.

Hello! In this article, we will talk about investment companies and find out what they are and what they are for.

Today you will learn:

1. On the principles of operation of the IC;
2. How to choose the right IR.

It is gaining more and more popularity among individuals. People can save and increase their savings at the expense of these investments. Which investment company to choose, let's talk today.

What is an investment company

Surely, many have heard about one simple rule: money should not be a dead weight. For this you need in a variety of investment products. But investing on your own is troublesome and risky. This requires certain knowledge and experience.
If the prospect of investing personally terrifies you, it is better to entrust money management to specialists, namely investment companies.

Investment companies – These are legal entities that carry out their activities on the basis of a license, which means that they have the right to conduct brokerage and dealer operations.

Work principles

Investment companies usually issue and sell their own securities, and with the proceeds they purchase securities of various enterprises and banks. Due to this, clients receive income. This is money management, in simple terms.

In order for investors to receive a stable profit, their funds are combined and invested in various projects. Profit is formed not only due to the pooling of funds, but also in connection with the competent actions of the financial manager.

What functions do

• Operations for the purchase and sale of securities;
• Operations to distribute capital in different directions to reduce risks.

IC services are available to various investors, both large and small. And the income that the investor will receive depends on the successful or unsuccessful investment of funds. The companies themselves receive commissions from profits and % for the management of deposits. ICs are interested in conducting a large number of successful operations.

IC classification

The classification that has received the widest distribution involves the division of ICs into open and closed. ICs related to closed ones are engaged in issuing shares to a limited extent, in contrast to open ones.

Private investors do not have the opportunity to cooperate with closed ICs. These companies do not provide trust management services.

Open ICs, on the contrary, cooperate with private investors.

Investment companies should be chosen by patient and cautious investors who rely not on the maximum level of profit, but on security and stability.

In turn, open-type ICs are subdivided into several more:

• Who really manage clients' money;
• Which part of the information about themselves is hidden;
• Which investment activity is not carried out at all.

ICs belonging to the first category actually take care of their clients' funds. They conduct operations with a high level of reliability and can always confirm all their actions. Typically, in practice, such companies provide depositors with reports on work, detailed monitoring. Also, each client can see the income that was received thanks to their funds.

But there are still companies on the market that carry out pseudo trust management. Their task is to convince the investor of the effectiveness of their work, and the profit that investors see is unreliable.

The third type of IC are the so-called. Let's take a closer look at this type. In the 90s of the last century, they were especially widespread. Now, by the way, they also meet quite often.

Employees of such ICs do not even bother with falsifying reports. And sometimes they directly say that the company is a financial pyramid. And sadly, there are those who trust such ICs with their money. The amount of profit that is shown to clients consists entirely of the money of other investors.

Differences from investment funds

To maintain and increase capital, you need to responsibly approach the choice of an investment company. It is very disappointing when the money that is given so hard also falls into the hands of dishonest people. This fear has a serious impact on Russian savers. People taught by bitter experience are simply afraid to invest their assets somewhere.

We all remember the history of MMM, financial pyramids, the issuance of vouchers and so on. But everything is changing, people are increasingly realizing that it is pointless and unprofitable to keep money in a box at home.

Let's figure out how to choose the right IC so as not to lose your savings:

If they are in the public domain, we are talking about the honesty and openness of the IC. It is quite possible to check whether the documents are genuine on the websites of various government agencies. Be sure to visit the FTS website. This resource contains information about companies that have the status of a legal entity.

Even just by looking at the main page, one can draw an approximate conclusion about the activities of the IC. If the design of the site is concise, neat, there is easy navigation, trust in such a company increases.

Check who owns the domain. It should be exactly the IC, and not a person from the side. The higher the domain lifetime, the better for the client. This means that the site has been owned by the company for a long time, it has been on the market for several years.

There is no investment without a certain degree of risk. Even large banks can go bust, what to say about companies that interact with securities, which, although a highly liquid instrument, are still unpredictable to the end.

To minimize risks, they need to be managed professionally, but this is not a guarantee that there will be no risks at all.

Therefore, you need to decide what profit is better to get: fixed or variable. The fixed is stable but low, while the variable brings in more money but carries high risks.

Determine the amount of possible profit. Any investor is interested in how much he can earn. Large ICs inform their partners about how much potential profit can be. But at the same time, they talk about risks.

If there are many, the company is solid.

The options may be:

• Through electronic payment systems;
• Through a bank account;
• Postal transfer;
• Withdrawal to a credit card.

Which method to choose is a personal matter for everyone. You need to be guided by a high level of reliability and speed.

Everything is simple here: the more of them, the more reliable the company. If there are few investors, the company is either new or not trusted. And if others do not have confidence, then you try to choose a more reliable option.

When choosing an instrument for investment, compare the level of profitability of different investment companies. And the ratings of companies can be found on special resources.

Rating TOP-5 investment companies in Russia

No. p / p	Name	Characteristic
1	Russ-Invest	Multidisciplinary IC, offers an extensive list of investment products. One of the largest ICs
2	Golden Hills	Professionally manages private capital. The risks for the investor are minimal, he uses the experience of foreign companies in his work
3	TeleTrade Company	On the investment market for more than 20 years, management is carried out only by professionals. Offer a range of training programs for clients
4	E3 Investment	Specializing in long term Advantage: you can start investing with the minimum amount for this market - 100,000 rubles
5	Investment platform "Simex"	Specialization - online deposits for both Russian residents and foreign investors. The initial investment is minimal, there is a possibility of earning if the initial capital is zero

How to avoid cooperation with scammers

Now financial fraud has taken on a variety of scales, covering all areas of activity. IK also did not escape the intrigues of swindlers. Their scheme is simple: so that citizens do not doubt the correctness of their choice, they are convinced that the deposits are insured and no crisis will interfere with their money.

In fact, everything goes like this:

• As soon as the volume of deposits made by citizens reaches a high level, the EC abruptly declares itself bankrupt;
• In fact, it is not the clients' funds that are insured, but the responsibility of the head of the investment company, then the investor simply cannot demand a return of funds;
• On the insurance policy that the client received, there is a signature of a person who does not have the right to sign such documents at all;
• The company disappears along with the money of its clients, it is impossible to find it.

What to do in order not to be in a similar situation? First of all, do not blindly trust advertising promises. In addition, even having an agreement with an insurance company does not mean that you will not be deceived.

Before concluding a cooperation agreement with the IC, carefully analyze each of its clauses. If you don't know much about it yourself, consult a specialist. Believe me, it is better to spend a certain amount on the services of a lawyer once than to lose all investments due to your own inattention.

Do not flatter yourself by talking about excess profits, it is better to collect real information about the activities of the company with which you plan to cooperate, and only then conclude an agreement.

Conclusion

So, now you know what investment companies are, on what principles their activities are based. This means that it will be easier to make a choice of which company to entrust the management of your funds and at the same time not lose them. Make investments, get profit, but do not risk in vain. Remember "Less is more".