How to earn affiliate programs with banks. Affiliate program loans - a solid income. Cons of "-" earnings on affiliate programs
They are divided into three large groups: games, online stores and banks / finance. Bank offers are now gaining momentum, and therefore, they should be discussed separately.
I will tell you which banks are best to work with and which ones, because the terms of payment for actions are different. Before you start, you need to define the terminology.
CR– conversion rate, calculated as: 100/(number of leads).
EPC– average earnings from one click.
CPM- average earnings from 1000 views.
So, let's begin.
Banking offers in the AD1 affiliate program
I'll start with my favorite partner -. There are relatively few banking offers here, but still, there is a choice. CR and EPC are taken as weekly averages.
- HomeCredit is a cash loan. This offer can be paid in two cases: if a person has applied for a loan - 50 rubles if a person was given a loan - 2100 rubles. This offer has CR – 5.16, and EPC- 2.2 rubles. Only traffic from Russia is accepted. In general, a very attractive offer for sites that receive traffic that wants to get a loan as soon as possible.
- HomeCredit is a credit card. Here again, there are two payment options: an application for a card - 50 rubles, issuing a card - 1300 rubles.CR- 0.41 , EPC- 0.03 rubles. Credit cards from HomeCredit, for some reason, are not listed among webmasters of the AD1 affiliate program.
- HomeCredit - deposits. An offer that pays 0.7% of the deposited amount. The minimum deposit amount is 30,000 rubles, which means we will receive at least 210 rubles. CR- 4.5 , EPC- 0.7.
- Tinkoff credit systems. TCS Bank is now gaining momentum more and more. Not so long ago, it was not visible on the network, but now many Internet portals are full of advertisements for this bank. The offer has great potential, so I advise you to take a closer look at it. We will be paid 110 rubles for an application for a credit card. The indicators of the offer in AD1 are quite low: CR - 3.65 , EPC- 4 rubles. Personally, I worked with TSK, and my results turned out to be much higher. CR was about 20. In general, try it.
On this, banking offers in the AD1 affiliate program ended. As you can see, there are not many. But of all the proposals, I work with Tinkov's bank. By investing 300 rubles in, with TKS I get about 800 rubles stably.
Hello, friends. If you are interested partner programs of banks then you have come to the right address. In this article, you can easily find all kinds of affiliate programs of various Banks, a video tutorial on working with them, and also get some useful tips on affiliate programs of Banks. Let's start:
First you need to understand that individually finding all the affiliate programs of many different banks is very difficult and problematic. But there is a universal way - this is, in which there is everything you need. Let's watch the video first and then continue:
The link to all affiliate aggregators is located above the video lesson, and in this article I will give a link only to the aggregator that was described in the video lesson - this. And now I’ll tell you about the affiliate programs of banks:
Terms of work with partner programs of banks
You need to understand that each bank provides its own product: deposits, loans, mortgages, credit cards, etc. And from each such product you will receive a percentage or a fixed amount. For example, if people apply for a mortgage using your link, then you will immediately receive about 10 thousand rubles. And for each mortgage you will receive the same amount.
All banks have different conditions that may change, and partner products may also change. But earning on affiliate programs of banks is very profitable and worth it to use it. Here is a live example of using bank affiliate programs and making good money on them:
My little story of earning on affiliate programs of banks
Very convenient affiliate program with deposits. I needed to put money in the bank for a short period, and then just one of the partner banks offered 1% of all partner deposits. I posted a short article on one of my websites that you can apply for a deposit and put money (they also offered good bank interest on deposits) at interest to the bank for any period on favorable terms, etc.
Then I called my mom and asked her to follow the link in this article and create an application. I just put money on it (fortunately we have a very good trusting relationship) and received another 1% from my own contribution through the affiliate program, which was 500 thousand rubles. I received 5t.r. just. But that is not all:
My article miraculously appeared on the first positions of search engines for the query “Put money into the bank via the Internet”, and many people began to go to the bank’s website using my affiliate link and leave their applications. Then they put their money in the bank on really favorable terms, and I got my 1% from this. As a result, I earned more than 100 thousand rubles from this. in less than a month. Then the bank changed its affiliate program in another direction, my article became irrelevant and lost its positions in Yandex.
But I made decent money in a short time on the bank's affiliate program on absolutely nothing: I wrote an article for 15 minutes and posted it on the site for 2 minutes. Total spending only about 20 minutes. I earned more than 100 tr. almost a month while the affiliate program worked.
Then I thought about creating a site on the subject of banking services, where people could find any banking service on the most favorable terms, comparing the conditions of one bank with another, and so on. But I didn’t do it just because I’m simply not interested in it, and I’m used to doing only what I’m interested in doing. So you can safely take this niche for yourself and try to earn good money on affiliate programs of banks.
Conclusion
You can also earn more money on your sites if you use other ways to make money on the site, which are described in detail in the “ ” heading. You will definitely succeed if you strive for the goal and believe in its realization!
I wish you success!
And remember: anyone can earn big money on the Internet!
Affiliate Programs for Automotive Websites Affiliate Programs for Directories, Portals and Political Sites Affiliate Programs for Holiday Sites
Today, earnings on affiliate programs are our main source of income. You can make money on affiliate programs even without your own website, you just need to know how to do it right
Greetings, dear friends! In touch Alexander Berezhnov - one of the founders of the HiterBober.ru business magazine
Now many people are looking for ways and tools to make money on the Internet without investments and special knowledge.
In the article, I told how we make money on affiliate programs and how you can do it with and without your site.
You will also learn what affiliate programs are, how much you can earn on them, and what is the best way for a beginner to start.
1. What are affiliate programs and how they make money
affiliate program- this is a type of commercial interaction between the manufacturer (owner) of a product or service and its partner (seller).
The essence of earning on affiliate programs is that you get a percentage of the sales of goods and services if buyers came to them through your recommendation (affiliate link).
How is the earning process
You find a contractor (an online store, an author of a training course, a service or a person) who sells goods or services and help him sell his product for a percentage.
Consider this scheme on a real-life example.
You have a friend Vasya who makes websites, you need a website and you turned to him.
Vasya did his job perfectly and you were satisfied with the result.
Now, if your friends need a website, you will naturally recommend Vasya to them.
There are a lot of such examples.
I am sure that over the past month you have somehow recommended something to your friends just like that (as they say, out of the kindness of your soul).
Thus, you have become a freelance sales manager in a variety of firms without sacrificing your personal time.
Now that's interesting, isn't it?
Let's just look at the numbers now, and you will immediately understand that earning on affiliate programs is a great opportunity to earn additional income or even make it your main one.
Suppose that some time ago you or someone you know made repairs to the house, using the services of a team of finishers.
You liked their quality, timing and price.
Just agree with these craftsmen that you will recommend them to anyone who needs to renovate an apartment or house, and they will pay you 10% of the amount of work performed as a reward for the recommendation.
Given that the cost of an average repair in an apartment costs people several hundred thousand rubles, and even by “selling” one repair per month, you can earn from 10,000 to 100,000 rubles on the “repairers” affiliate program alone.
And if you have recently installed built-in furniture - a closet, a kitchen, and so on ...
In general, you understand the principle.
And now let's look at how to make money on affiliate programs on the Internet
Everything here is exactly the same as in real life.
And for starters, on the network you need to find someone with whom you will "partner".
Online stores (for example, Ozon.ru), hosting, information businessmen (people who sell information on the Internet in the form of training courses), various automated services (for example, the smartresponder.ru mailing service or the commodity affiliate programs apishops.ru)
This is where newbies have a question.
How does your contractor (the one who provides you with the affiliate program) know that the customer who made the purchase came from you (via your link)?
This is not difficult, because when you use the Internet on your computer, all the latest data is recorded in special "cookies" files.
This is how the computer remembers the entire route of the buyer of a product or service who came on your recommendation.
If the person who came through your affiliate link buys something from your contractor, then you receive the percentage specified in the affiliate program in the form of a commission for such a recommendation.
It is curious that the amount of commissions under the affiliate program can reach up to 100% ! That is, the contractor gives you all the money received, for example, in exchange for a contact with a potential client.
This is especially common in the information business, where the information product has no cost. That is why, here, commissions for affiliate programs often reach 70% , 80% , 90% and more.
Usually the remuneration of partners varies from 10% before 70% depending on the type of product or service, as well as the price of it.
Unlike information goods, where your commission is often higher 50% , in product affiliate programs this value usually does not exceed 30-40% .
One of the powerful services that gives you the opportunity to earn on product affiliate programs is apishops (apishops.ru).
Here you will find a bunch of different products (mostly exclusive) that you can sell by simply creating an advertising campaign, and all other actions - the purchase of goods and promotional materials for it, communication with customers and delivery will be taken over by the service.
For the sake of experiment, I sold Chinese watches here, in principle, I managed to make good money. Try it if you're interested.
There are also so-called CPA affiliate programs.
They charge you for actions, for example, for a confirmed user application for a loan or registration in an online game.
CPA affiliate programs are now gaining popularity. This is especially true for banking products, such as loans.
Surely you have heard about such a well-known bank as Tinkov.
He also has his own CPA affiliate program " Tinokoff».
Here are her conditions for rewarding partners:
- Payment for applying for a credit card - 155 rubles
- Payment for an activated credit card - 160 rubles
- Payment for an application for a contribution - 952.52 rubles
2. How much can you earn on affiliate programs
This question worries many people, especially those who are just starting to look for ways to make money on the Internet.
Let's answer it right away. Personally, our result with Vitaly: more than 50 000 rubles per month.
Here is a screenshot of an example of earnings per month:
In short, everyone earns differently.
For some, earnings on affiliate programs are barely enough for ice cream, and someone is rowing loot with a shovel, raising hundreds of thousands of rubles a month.
So we have quite an average result.
By the way, if you want to know more about that, read our article.
Let me now tell you what income depends on or what needs to be done in order to earn in this way not only for bread, but also for butter and caviar.
So, the factors influencing the amount of income from affiliate programs:
Factor 1 Quality (interestingness) of the offer
The product or service that you have become a partner of must be in demand and interesting to consumers. They must have an adequate price, quality and characteristics that will withstand competition in the market compared to similar products.
For example, if you sell an iPhone through the affiliate program of the "N" online store, and at the same time its price is higher compared to other online stores, then the chance of buying it will be less, respectively, and your potential earnings will be small.
Factor 2. Number of offers
Factor 3. Quantity and quality of traffic coming to the offer
Suppose every 100th visitor who clicks on your link will order a product or service.
Then it turns out that you need to attract at least 100 people for one click on the link.
Read more about where to get potential buyers and how to advertise your affiliate link in the next section of the article.
Factor 4. Relevance (correspondence) of the offer to its location
These can be specialized forums, articles on your blog on a topic, groups on social networks with a target audience.
Factor 5. Commission size
Pay attention to the amount of commissions for your affiliate program. The higher they are in percentage terms and in net monetary terms, the better.
In trade, this is called the average bill, that is, it is the average income per customer.
At the same time, do not forget about all other factors, because if they are not observed, then it will not come to your receipt of a commission at all.
3. Earnings on affiliate programs - step-by-step instructions for beginners on the example of the Glopart.ru service
Attention, all the technology described below is not "sucked out of my finger"! It really works and I'll tell you why later.
You will find out what steps you need to take and what I did to earn good money on affiliate programs (more than 50,000 rubles per month).
Such income on affiliate programs is now brought by the HiterBober.ru website, on which you are reading this article.
All money from affiliate sales comes to me through the instant payment service Glopart.ru. Using this service as an example, we will consider a step-by-step technology for making money on affiliate programs for beginners.
Step 1. Find an affiliate program
You can find it in different ways, but in the article we will consider the entire step-by-step algorithm from finding an affiliate program to withdrawing earned money from Glopart.
To get started, go to the site Glopart.ru and register.
The registration procedure is intuitive and should not raise any questions.
Now read the description of the product, choose the one you like the most.
At the same time, we pay attention to the cost of the goods and the amount of commission deductions.
In order to make sure that the offer (product) that you want to advertise is adequate, go to the selling website of the product and carefully study it.
To assess the adequacy (quality) of the proposal, be guided by the following criterion - would you buy this product yourself? Yes/No and why?
Only after that make the final decision whether you will promote it.
To add this product to your affiliate list, click the "become an affiliate" button:
After clicking on this button, you will see a window in which you will see your affiliate links.
Step 2. Get an affiliate link
You can choose any of the two links:
- Link to the product page (selling page);
- Link to the payment page.
Step 3. Promote the link
So, you have chosen an interesting product, received a link, and it's time to advertise (promote) it so that sales go through it and you start making money.
- on thematic forums;
- on your own or someone else's website/blog (in an article);
- in groups and publics VKontakte and Odnoklassniki;
- using contextual and tezier advertising, set up through your affiliate link to the course author's website;
- by creating a separate website (landing page) and advertising this course there, driving traffic through advertising to it.
Eyeliner- this is a piece of text that precedes an affiliate link and motivates a person to follow it. The eyeliner should be short, contain intrigue and benefit for the user.
This will increase the number of clicks on your affiliate link.
Step 4. Making a profit
If a potential client purchased a product through your link, you are charged a commission, the amount of which was indicated as "affiliate deductions".
After a certain period, for example a week, you will see how many products and which ones you have sold.
So you can focus on them and further increase your income by selling more profitable products and getting rid of unprofitable ones.
Step 5. Withdraw earned money
In the Glopart service, the money you earn can be withdrawn both manually and automatically.
In the second case, the funds will be transferred to your Webmoney wallet, and then you can dispose of the earned money at your discretion.
For example, pay for goods or services via the Internet, withdraw your money to a bank card (for example, to a Sberbank card) and cash it out at an ATM. This is how we do it.
4. Pros and cons of earning on affiliate programs
Dear reader, so that you have a complete picture of making money on affiliate programs, I decided to highlight the main advantages and disadvantages of this method of making money on the Internet.
pros "+" earnings on affiliate programs
- Availability. Almost anyone with average computer skills can earn in this way and get the first money in the very near future (sometimes after a few minutes of advertising an affiliate link);
- High income. Compared to other ways of earning, affiliate programs provide an opportunity to get really good profit in the first month (from $100 to $1000 or more);
- The ability to start without investment (from scratch). Since you can advertise an affiliate link on forums, Vkontakte, Odnoklassniki and other social networks, it will not cost you anything other than your personal time. This is your personal business, which you can really open completely without investments and start earning decent amounts from scratch.
In general, I wrote about how to open a business from scratch in.
Minuses "-" earnings on affiliate programs
- income instability. In some month, with the same efforts, you can earn $500, and in some affiliate programs they won’t even bring $100. It depends on the seasonality of the topic of the proposed product and its relevance at a given time.
- Risk of loss of time and money (in the case of paid link advertising). You do things to make money. But the truth is that they may not bring the desired result.
If you lose time and gain experience - it's not scary. Although, it will be frustrating if you invest a solid budget in advertising your affiliate links and they don't work.
To minimize financial risks, once again I advise you to familiarize yourself with the rules for choosing an affiliate program (the first paragraph of the article), which I called factors that affect the amount of income from affiliate programs.
I suggest you talk about how to make money in a bank. For sure, even the very formulation of the question will seem strange to many, because everyone is used to the fact that only banks earn on people, and not vice versa. However, I hasten to dissuade you: there is such an option! It will be about bank affiliate programs: I will tell you what it is, how they work, and how you can make money on the bank in this way.
Partner programs of banks began to appear mainly after 2008, as a result of which banking institutions saw a sharp drop in income and increased expenses due to provisioning for problem loans. Many banks went into losses, and the question arose of returning at least to their former profitable positions. Therefore, on the one hand, banks began to raise, and on the other hand, to reduce administrative costs. And so they found a cheaper way to attract customers compared to keeping a large number of attracted managers on staff who had to pay salaries even for unsatisfactory performance - affiliate programs, which were cheaper, and paid only for actual sales of banking products. A wave of cuts swept through financial institutions, at the same time as partner programs of banks were introduced.
First of all, affiliate programs have appeared in the largest banking institutions, which have always been ahead of the pack. And to this day they are leaders in this regard, while affiliate programs do not work at all in small banks.
What is the affiliate program of the bank?
Affiliate program of the bank - e It is a way to attract customers and sell banking products through an agent network. In fact, this is the use of a direct sales method by the bank, very similar to that used in . As a rule, any adult who wants to do this can become an agent, I have not yet heard of any restrictions.
How to become a bank agent?
To do this, first of all, you need to declare your desire:
– Through the form on the bank’s website in the “affiliate program” section;
– By calling the call center operator;
– By submitting an application at a bank branch;
– By submitting an application through an ATM or self-service terminal (this function is only available in certain banks offering affiliate programs).
After that, the security service will check you for some time, then you will be informed of the result. If approved, you will need to sign a cooperation agreement with the bank, as well as issue a plastic card to which partner remuneration will be paid.
What banking products can a partner (agent) sell?
Initially , partner programs of banks were aimed at attracting borrowers under various programs . In particular, many banks promoted theirs in this way. Then more serious loan programs joined them:,. Later, other products began to be connected: pension cards, current accounts, etc.
The list of banking products, for the sale of which the bank will pay partner remuneration, depends on the specific bank and its affiliate program. These points are usually specified in the annex to the cooperation agreement, as well as on the bank's website.
It is best to draw up a partnership agreement with a bank that belongs to the category of the largest: firstly, it may have the most developed and convenient affiliate program, and secondly, it will be easier to promote its brand.
How to attract customers to the bank through an affiliate program?
There are 2 main areas here:
1. Through the Internet. This option is good because you will not be limited by the circle of your friends and even the city in which you live. That is, there are much more potential customers, and therefore potential income. Partner programs of banks on the Internet can be promoted:
– Through your own sites (it is desirable that they be thematic, there is an option to create a site specifically for banking affiliate programs). In this case, special widgets or affiliate banners are installed on the site, by clicking on which, users are automatically counted as an agent's asset.
2. Personal attraction offline. In this case, you will have to play the role of a mobile banker, or sell certain banking products, if the environment in which you communicate or work allows this. For example, managers of car dealerships can sell car loans through an affiliate program, employees of pension funds and social services - pension and social cards, managers of household appliances stores - consumer loans, etc.
Everyone has the right to choose the direction that is closer and more convenient for him, in which he sees more prospects for himself, in addition, all these directions, of course, can be combined.
How much can you earn on the affiliate program of the bank?
There can be no unequivocal answer here: everything depends on many factors: on your diligence, on your competence, on your capabilities, on the region of residence, on the bank with which you cooperate, etc. Practice shows that people who really pay attention, time and effort to this way of earning earn an average of $500-1000 per month. If you do not pay attention to this and use earnings on the bank's affiliate program as one of the additional sources of income, the amounts will be less, but they will definitely not be superfluous.
It should also be understood that different banking products bring different rewards to the agent partner. For example, issuing a social card will cost quite a bit, attracting a borrower for a loan can be assessed as a percentage of the loan amount, and facilitating the sale of collateral property put up for auction can bring a one-time very large amount of remuneration.
In some cases, affiliate programs of banks can generate income that is significantly higher than average. For example, if you have a good thematic site with a large number of visitors, where you place affiliate programs of several banks and help people choose the best banking products for them.
The payment of partner remuneration, as a rule, is carried out by the bank on a monthly basis by crediting the amount to the agent's plastic card.
Now you know how to make money on the bank, and what are the affiliate programs of banks. Perhaps you are interested in this way of earning money, and you decide to try your hand at it. In any case, you will not lose anything, except, perhaps, time.
That's all. On the site you will find a lot of useful information about different ways of earning money, investing, you can improve your financial literacy and learn how to use your personal finances effectively. Join the ranks of our regular readers and stay tuned for updates. See you soon!
There are many opportunities available to mankind through the Internet. Including those related to money.
For a long time, people began to pay rent, pay for the services of an Internet provider, pay taxes, and even get loans online. The latter option is actively gaining momentum, and the niche is considered one of the most profitable.
Affiliate program loans are a solid income not only for companies, but also for their partners. A certain amount (or a percentage of the money returned) is paid for attracted customers.
The conditions are always favorable, but it can be quite difficult to find people, after all, not everyone still trusts e-commerce.
How to make money on the Internet on loans?
They offer many banking offers with various payouts:
This is only a small part of banking and financial offers. Somewhere they pay money for registering a client, somewhere for installing a mobile application, there are offers with payments for loans issued:
There are as many options as you like, but in order to use the offers, you need to add a traffic source. You can specify your group in social networks or some kind of advertising service. For those who plan to invite people through direct links, this is not the best option.
- - a foreign credit service, here you can attract the Spaniards, Chekhovs and Poles. Payouts depend on how many customers you bring in.
- - suitable only for issuing loans through Webmoney. Partners receive 10% of the company's profits (with a refund).
- - attract people from anywhere and get from 10% to 20%. The percentage depends on the number of attracted users.
- – for using the express lending service, partners receive from 15% to 30%.
- – also advise only Webmoney users. Depending on the type of partnership, they pay from 10% to 12%.
- - loans to WebMoney users. For authorization through your link, they will pay 15 cents, $ 0.9 for obtaining a loan, up to 15% of the company's income.
All high-quality partner programs of banks for loans are concentrated in aggregators. Separate affiliate programs are mainly offered by sites that work with a certain electronic currency.
The credit topic on the network is very developed, there are many partners in it, and services are provided by a huge number of companies. Try to make money on loans, even if you don't have your own website, use every opportunity to invite a client.
I recommend visiting the following pages:
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