What to do I was thrown. What to do if you are scammed for money. What to do if you have already fallen for the bait of an attacker

It often happens that we are deceived on the Internet. If this happens, we do not know what to do and where to turn. Most often, such deceptions pull money from Internet users.

We are always warned: "Do not provide personal data on suspicious sites." But it also happens that we are deceived in proven social networks. In this article, we will talk about what to do if you have been deceived on Vkontakte and where to turn if you have been "scammed" for money.

There are a few basic rules that will help to avoid such unpleasant situations:

1. When buying any product or service, never credit money to the seller's account before the product has arrived. Such a system exists in many online stores, but we must not forget that VK is not a store, but a communication network.
2. You always need to make sure how verified the group is in VK and if there are any misunderstandings with other buyers. It happens that the administrators of such groups publish positive comments on the product from fake pages. This is also worth remembering.
3. Check the address of the page that the link points to. Usually, the attacker's site differs from the real one by only one or two letters or signs. And if something seemed suspicious to you - do not enter any passwords, numbers, logins, and so on. If the address belongs to an attacker, then after entering the data, all your information will go to it immediately.
4. Never transfer money to friends who write messages asking to borrow a certain amount. Recently, such a scheme of deception is often used. An attacker hacks any page of a social network user and starts sending spam.
5. Pay attention to VK updates, as some of the functions that you can see on your page are simply not there. It can only be a viral browser extension.

Be that as it may, but many people neglect these simple rules.

What to do if you have already fallen for the bait of an attacker?

1. writing a complaint to VK support is of course of little help, but if the attacker used the data of the personal page, then through a court order you can find out who it was and start a criminal case
2. Do not forget that law enforcement agencies will be of little help to you, however, if the amount lost was quite large, then you should try to write a statement to the police.
3. If you paid for your goods before delivery, and transferred the money to the attacker's bank account, you can also consider contacting the bank as an option.

If the attacker decided to blackmail you, then we advise you to read our article.

Hello, friends! I congratulate you once again on the coming New Year! Well, how? Had a lot of fun? What's so good that you can't stop? Oh no. As freelancers, we can't afford that. After all, remote work is not only pleasant, but often also around the clock, without holidays and weekends. Or more optimistically: freelancing is a holiday that is always with you + the opportunity to ride an exercise bike to work.

However, good. I'm not such a monster to torment you, my dear readers, with another wisdom of copywriting or (pah-pah! not by night, be it said) optimization. Today I will share with you my approach to the pressing problem of any freelancer - what to do if customers have thrown money.

Just don't expect step-by-step instructions from me on how to get and neutralize a greedy client who has cruelly ridiculed your gullibility. I do not have in mind a familiar killer, or at least a cool collector. The main thing in such a situation, I think, is to keep your nerves and not get hung up on resentment.

In my practice, the case of outright "scam" occurred only once. The fact is that I almost always write the first text in each new work without prepayment. After all, the customer doesn't know me either, and in this way I relieve his anxiety. I understand perfectly well: there is a very high probability that they will throw me for money, but what can you do - professional risks ....

So, I don’t write angry scolding letters and I don’t even bother with reminders. I give a week to build up, because in online communication even the most obligatory people think for some reason that you can take your time. In offline business, this is usually not allowed. A week later I send the debtor a letter in which I express my understanding that he has a lot to do and worries. But at the same time, I warn you that in another week I will simply forget the one who delays the payment. As a rule, for those who liked my work, this warning works.

And in my folder, which is entitled "Projects", the first line is occupied by one small file. Other documents migrate over time to the “Completed” folder, but this one is always on duty. Its contents are my second and last letter to the malicious defaulter, which I send before deleting and entering all his contacts in the emergency. This is (you will be surprised) just a joke. But he expresses in an intelligent form the whole gamut of my emotions. Here he is.

I wrote that I used it only once. I have no idea how the optional customer took this “slap in the face”, but I received satisfaction. Evil thoughts and feelings disappeared, because a joke is the best cure for despondency. And if this is not enough for you, friends, then I advise you to sing to yourself the aria of the Moscow guest, known among the people as a song about the mother-in-law:

“If you were thrown by the customer,

You (alas!) cannot get it.

Forget it soon

To your peace, to your peace ...

So that you do not lose peace.

Not to lose…"

Such is the irony of fate, friends.

Goodbye. In the next publication there will be no more jokes and anecdotes. Have fun - and wake up!

Your copywriting guide is the very serious GALANT.

Instruction

Collect all documents confirming the facts that the money was embezzled by another person or organization. These can be invoices, checks, contracts, etc. Find out if you have "comrades in misfortune." Collective on the facts of fraud are accepted more readily and are considered faster.

If, for example, services were not provided to you in full, you will also need proof of this. You will have to, firstly, check the invoice issued to you upon the provision of services with the price list of the company involved in this. Secondly, you must have warranty obligations (contract, etc.) indicating that the person or organization is responsible for the quality of their provision, as well as the forms of this responsibility. Thirdly, you will definitely have to provide receipts to the police or to the UBEP confirming the fact that fraudsters received money with their signature.

If your deposits were not returned to you at the first request, or the ordered goods were not sent, contact the police, the prosecutor's office or the UBEP with a statement. Law enforcement and regulatory authorities will review your request. If the information provided by you is confirmed, the next step will be to check the activities of companies engaged in misleading citizens.

If you ordered goods via the Internet and transferred amounts from an electronic wallet to unknown persons, first contact the support service of the money transfer service. Submit copies of all documents you have (order forms, correspondence, proof of payments). After the payments are tracked, you will either get your money back right away, or your account will be blocked and the case will be transferred to the UBEP.

With a collective complaint against the actions of persons or organizations involved in fraud, you can immediately go to court. The FSSP will search for criminals, and you will only have to wait for the criminals to be caught.

In most cases, you will only be able to get your money back with a court order. However, if you managed to meet with scammers even before filing a complaint with law enforcement or supervisory authorities, ask for your money back, and in case of refusal, call the police immediately.

Sources:

• how to get your money back if you have been scammed

The banking services market is growing today at an extraordinary pace. Developing not only in the direction of expanding the offer, but also simplifying the functionality of services, the availability of technical means for performing a variety of operations. Transferring funds through a bank account, which was previously used only by accountants, has become a common operation for cardholders. And, of course, there are more erroneous enumerations, and not everyone knows the return mechanism.

Instruction

Regardless of the status of the sender, be it a legal entity or an individual, try to start correcting the mistake you made as soon as possible, without postponing the case. Until the traces of the transferred funds turn out to be confusing, and the money itself has not yet been withdrawn from the recipient's account.

First, find the error in your payment details. Since further actions will depend precisely on the identification of the owner of the account to which the funds were transferred. Now in order. First of all, check the numbers of the current account number, since this is where errors often occur. If the problem is in the account, then you can be sure that the bank will not miss such a payment and will return the money to you. That is, this is an option when all the details were correctly filled in, except for the current account. In case of such a violation, the bank at one of the stages of payment verification will determine this account as non-existent.

The next common variant of the erroneous enumeration is the random filling of completely different details, which were also stored in the program for automatically filling in all the columns. For example, another partner (supplier of services, goods, etc.). Here you will need an urgent appeal to the account holder. It is pointless to contact the bank, it only transfers funds to the address you specified. Immediately contact by phone and write an official letter with a request to return the erroneously transferred funds. This way you can get your money back quickly.

For difficult cases. When the money was transferred to a company unknown to you (coincidence of the name, etc.), with which you are unable to establish contact or you were refused a refund, you need to urgently prepare a lawsuit in court. The claim against the payee will be in unjust enrichment. At the same time, do not forget to make a separate application for the arrest of the account. This will become an interim measure that guarantees the delay of your funds on the specified account.

Fraud in an online store is a common and serious violation of consumer rights. This is one of the types of fraud in which personal funds are stolen through the use of the Internet.

Deceived in an online store what to do

Deception of buyers in the online store occurs every day. The order of conduct in such an unpleasant situation is as follows:

• a claim is written to the seller (this can be done using e-mail or regular, if there is an address; the reasons for the buyer’s dissatisfaction and the essence of the requirements are indicated in the claim);
• if the seller does not respond, then there are 2 scenarios for the development of events: if there is a clear deception, you should immediately contact law enforcement agencies; if a defect was simply found in the arrived goods, an appeal should be made to the Consumer Rights Protection Department or the prosecutor's office;
• if the consumer has a legal address, he has the opportunity to immediately file a claim with the court.

It should be remembered that you should not give up, you can always find the contact details of the seller and hold him accountable for deceit. Purchases should be made on trusted sites.

Where to contact if deceived in the online store?

Often, consumers do not know where to contact in case of fraud in an online store. There should not be any difficulties, since you should immediately contact the police.

Cases of this kind, related to computer information, are dealt with by the “K” department in the Ministry of Internal Affairs. You can send your accusation directly to this department to expedite the process of resolving the problem or to the police, who will forward your report themselves.

The appeal must contain the following information:

• The URL of the site where the purchase was made;
• network name of the seller on the site;
• the number of the electronic wallet where the money was transferred;
• seller's email address.

It is also worth considering options such as contacting the payment system service through which the money transfer was made. It is possible that the e-wallet of the fraudulent seller will be blocked. In the support service, it will be possible to find out the seller's data and, with this information, go to file a lawsuit on the fact of fraud.

Methods of cheating in an online store

There are various ways of fraud in the online store. Here are some of them:

• the price is inaccurately indicated (on the site one price is indicated, upon receipt of the purchase they require a different amount);
• the inability to carefully examine the goods (the courier hurries the consumer to sign the contract for the transfer of goods);
• counterfeit goods;
• a form of payment that cannot be controlled (payment occurred, but the goods were not received);
• getting a fake.

It is worth being very careful in matters of buying in an online store, so as not to run into a scam. It is important to use online stores that have earned the trust of most people and have many positive reviews on the site. Also, the site must contain at least one contact number by which you can call and find out all the information of interest. Upon receipt of the purchase, it is important to familiarize yourself with the documents for it, about the warranty periods and test for any defects. If something seemed suspicious or not to your liking, the consumer has the right to refuse to pay.

How to return money for a purchase in an online store in case of fraud?

The consumer can file a claim in the following cases:

• payment has been made, but the goods have not been received;
• a completely different product came in the parcel;
• the purchase arrived with defects;
• refusal to replace or return the goods of the proper type.

Often, online stores forget about the current law that the consumer has the right to exchange or return goods within 14 days. If the seller has not responded to the claim within 2 weeks, in an attempt to return your money, you can contact the Consumer Protection Department.

All documentation about the fact of purchase, checks must be kept for their further presentation. In the claim, it is necessary to indicate which articles of the LOZPP the plaintiff relies on and what requirements he puts forward. The more information proving that he is right and the fact of fraud is in the hands of the consumer, the higher will be the chance that the claim will be considered in his favor.

Fraud in an online store - sample claim

When sending a complaint, you must follow all the rules for writing it. Writing a claim plays an important role in the pre-trial resolution of the problem.

An unexpected separation from loved ones always turns life upside down, causing great suffering. Probably, every person at least once in his life parted with his soulmate, a true friend. And it’s good if this happened by mutual agreement, when both partners simply cooled off towards each other, friendly relations came to naught, feelings burned out. However, it often happens that only one partner decides to break up and puts the second before the fact. This sudden decision can cause shock, resentment and pain, fear and many other negative emotions. What to do if you've been abandoned? How to relieve mental pain, return to normal life again? We propose to talk about all this today.

Allow yourself to grieve

Of course, someone may say that it is unwise and ridiculous to be sad because of what happened. However, psychologists adhere to a different policy: allow yourself to indulge in despondency for a while, cry along, beat your pillow, swallow a glass of vodka in one gulp, or enjoy a glass of fine wine. Be sure to tell about what happened to someone who is on your life path during this difficult life period. Think about how long you've been together. If possible, try to calculate the exact number of days, hours, minutes. After that, calculate 10% of all this time. Psychologists say: this is how much you can afford to remember your ex-partner every 2 minutes, sob, reviewing the pictures in which you are together, bury your nose in dresses or shirts that are lonely hanging in the closet, and carefully sort out gifts. In addition, performing mathematical operations in the mind will allow you to be distracted at least for a while.

Write a letter

Breaking up is an extremely painful and unpleasant process. Of course, both you and your partner managed to say a lot in the farewell conversation, but it is unlikely that you managed to say everything. There are many more things that you want to explain and express. What to do if you've been abandoned? In a crisis situation, psychotherapists recommend keeping a diary, on the pages of which you can throw out all your negative emotions, instead of saving them in yourself.

Another great option is to compose a letter to the person who left you. Address him by name, express everything that hurts. You can resent and blame, tell everything that you did not have time to say at the time of the last meeting. If you're angry, talk about it; if you're sorry, just ask for forgiveness. After that, the letter should be burned. This method will get rid of the negative. The fact is that if you do not convey and do not throw out negative emotions anywhere, they will pull you back for a long time.

Give yourself time

The most difficult thing in the process of parting is not that a person is left alone with himself, but that he is surrounded by happy joint memories. Every object in the house, a tree on the street, lampposts and benches remind you of joint walks and the time that you spent together. Huge pain, as psychologists say, is brought by the fact that there are memories, but the subject of memories is not nearby. What to do if the wife left or the husband left, saying that he was leaving you forever? There is no point in doing anything about this pain. You just need to live it, and this, of course, will take time. So give it to yourself - as much as you need. Of course, you will be rushed by various thoughts, stereotypes and fears. It may seem that you urgently need to find someone else for yourself, because time is passing, it is necessary to start a family so as not to be left alone in old age. Drive away these thoughts. There is a time for everything, and now is the time to let go of a relationship that has not developed.

Allow yourself to live

What to do if you've been abandoned? In order to move on, you need to forgive and let go of your ex. Of course, it may seem that this is logical and simple, but it is incredibly difficult to do this in real life. This will take a lot of time and mental strength. If for some reason you're not ready to forgive the person who left you, at least try not to look back. In no case do not go to the pages of your former partner in social networks, do not read his tweets, do not view photos on Instagram. The fact is that all these actions make you continue to participate in the life of this person, mentally remaining close to him. Of course, to some extent this helps to cope with stress, but soon it will just begin to pull you back. What to do if you've been abandoned? Stop clinging to the past and live your life. Think about the present.

Change your way of doing things

What to do if a husband or wife left, while feeling the oppressive pain of happy memories? Psychologists advise to fill your present with new acquaintances, bright events. Of course, for this you will need to change your usual way of life, and possibly the environment. Do something you've never done before: go skydiving, go to a creative workshop, go to a martial arts class or a dance studio. New emotions and impressions will help expand your world. In addition, you will be captured by communication with new people!

Get your own ritual

What to do if the beloved guy left or the adored girl left? Psychologists advise to think over the scenario of parting with your past. There is only one rule: you can do what you want. For example, decide for yourself that you can cry only if you are dressed in your own sewn silk pajamas with polka dots, no other will suit you. Or maybe, for melancholy and sadness, you need cambric handkerchiefs with embroidery depicting a hummingbird. Do not deny yourself anything, buy the necessary fabric, needles and threads, work! Only an agreement: all tears - later, when the work is completed.

Find someone to talk to

But with relatives and acquaintances, it is better not to share the intimate details of your quarrels and the end of the relationship. Even if they ask you for details. Neutral wording will do, such as “we broke up” or “we have decided not to be together anymore.” Do not specify who exactly was the initiator of the gap. What to do if you were abandoned, and especially sympathizers sigh heavily, saying sympathetically, “Oh, you poor thing”? The classic answers sound like this: “it’s still unknown which of us was unlucky”, “but now I’m open to the future and new relationships” and “the question is which of the two of us should be sorry.”

Get involved in charity

Try on the role of a volunteer, try to do charity work. Just look around: you will see a huge number of people and animals that are currently experiencing a number of difficulties. In order to feel strong and needed, help those who are weaker. As they say, do good and throw it into the water. And with it, it is worth throwing heavy thoughts out of your head!

Dropped by friends

All the events that happen to a person throughout his life allow him to collect invaluable experience. That is why, when talking about what to do if your friends have abandoned you, psychologists advise you to analyze everything that you do. Perhaps the fact that everyone turns away from a person is partly his fault. For example, if only one acquaintance speaks about any of your shortcomings, you can argue with him. However, if everyone around him is in solidarity with him, you should think about it. Think about your behavior, try to find the reason why you are treated with negativity. Start working on yourself. You can look for positive aspects in this. Firstly, you can become better, and secondly, this is a great opportunity to meet new interesting people.

Gone mistress

Everything was stable and very comfortable, and then the mistress left? What to do in such a situation? The first feeling that usually appears in a man is the desire to return everything as it was. This is not surprising, because the best moments from the time that you spent together come to mind. In addition, it is extremely difficult to imagine a beloved in the arms of another man. The first thing to do is to understand the reasons for the breakup. There may be several options. For example, she was looking for benefits for herself, of course, financial. That is, she did not need your relationship, rather, it was in the wallet. Psychologists say that such a relationship should not be continued, because appetites will only increase, sooner or later you simply will not be able to give her what she needs. Another reason may be that the girl was looking for a husband. Yes, of course, you are married, but for a long time there was a hope in her heart that she could surprise you, become something more. Realizing that this dream remains a fantasy, the girl decided to go to someone who would fulfill her desire. What to do in such a situation?

If you want to return your mistress, try to promise her a wedding, but if this remains only in words, your truce will not last long. Another option is to start admiring again or open your wallet wider. And yet, say experts in the field of family relationships, the fact that the mistress is gone is a great way to strengthen your own family! Remember how much good was lived with your wife. Try to calm down, be alone with yourself, sort out the values ​​​​and what is important to you in your life. Try to recreate the feeling of novelty that has been gone from your relationship with your rightful mate for so long.