Transfer of funds from an otp bank card to a Sberbank card. Transfer from Sberbank card to card otp bank Pay from card to card otp

Banking services now allow not only to receive money on plastic cards and withdraw them for use, but also to pay without receiving cash. To transfer money from an OTP Bank card to a card issued by Sberbank, you should understand the transaction procedure. It can also be used to pay for mobile communications and various goods, so you need to understand how you can transfer funds to another account as quickly as possible.

Instructions for transferring money from an OTP Bank card to a Sberbank card

Important! If both accounts are registered by OTP Bank, then with a transfer amount of up to 2 thousand rubles, the commission will be 40 rubles, with a larger amount, 2% of the amount will be charged. It is this percentage that will be charged for any other institution.

Transfer money from card to phone

To transfer money from a card to a mobile phone, you can use many ways:

Transferring money from an OTP Bank card to a Sberbank card is very simple, for this you can use Internet banking, a mobile application and an ATM. All options will require the payment of a commission fee, but the funds will reach the addressee only if you follow the instructions for transferring money.

When choosing a lender, the borrower is primarily interested in how to save on interest payments. But no less important is how convenient it is to pay the bank bills. How to pay an OTP bank loan without a commission using a variety of payment methods will be discussed later in the article.

OTP Bank allows its customers to pay the loan debt without additional fees. This allows you to minimize your costs and pay the net interest charged by the bank for the loan.

So, where to pay a loan without a commission? The first way to repay your loan without additional interest is to make a postal transfer through the UNISTREAM service. This company allows you to transfer money to a credit card debt or consumer loan, and the funds are credited as early as the next calendar day.

In the same way, you can make a transfer of funds through the Russian Post. With the help of this postal service, a bank client can make a payment against a consumer loan, as well as replenish the balance of a bank card.

You can also avoid unnecessary expenses if you make bank transfers. In particular, this applies to money transfers from one's own account with OTP Bank. The transfer can be made both using self-service devices (terminals, ATMs) and using Internet banking. Terminals and ATMs also allow you to deposit cash against debt.

Some organizations allow you to pay a loan without additional interest, making deductions through the accounting department directly from the employee's salary. However, this does not apply to all places of work, and the conditions must be clarified with the accounting department. To make such deductions, you need to write an application, indicating the details of the bank.

If none of the listed options suits the client, or if a situation has arisen in which he does not have access to the transferred debt repayment funds, where can he pay for a loan with a minimum interest?

There are several affiliate programs that allow OTP Bank users to deposit money to repay a loan with a minimum amount of additional costs. We list the main ones:

• Golden Crown service ─ includes Euroset, Beeline, MTS, Know-How, Kari, Agent.ru offices. The minimum fee for mediation in the offices of "Agent.ru" is 10 rubles, "Kari" - 30 rubles, in the rest - 50 rubles. The total commission is 1% of the transfer amount. Money is credited to the account within 2 days.
• At Svyaznoy offices, you can repay a loan with a fee of 1%, but not less than 50 rubles.
• Communications company "MegaFon" provides an opportunity to repay loans in its offices with a commission of 1% with a minimum amount of 50 rubles.
• Offices and terminal networks of M.Video, Eldorado, Domo companies charge a minimum commission of 50 rubles, charging 1% of the repayment amount.
• Customer service centers and points of sale of Rostelecom provide an opportunity to repay the debt of OTP Bank with an additional fee of 50 rubles, 1% of the credit.

It is slightly less profitable to repay debts through the Eleksnet payment system, which has its own electronic wallet and terminals. For mediation in transfers, the system charges 1.4% of the fee, but not less than 50 rubles.

The electronic wallet VISA QIWI Wallet allows you to repay a loan from OTP Bank with a retention of funds of 1.6%, but not less than 100 rubles. At the same time, the system provides the ability to make transfers both using terminals and using a mobile application or company website.

Important! When transferring funds to pay off a debt from a card of another Russian bank, funds are credited instantly, and the commission will be 2% of the payment amount. However, the limit for daily deduction is only 15,000 rubles, which may not be relevant for borrowers of large amounts. You can pay with MIR, VISA and MasterCard cards.

Thus, OTP Bank provides a wide range of funds for repaying loans both without commission and on favorable terms. Partner offices have many branches, which ensures the availability and convenience of depositing funds, and remote methods will allow you to make a deposit on time and avoid penalties.

The maximum amount of one transfer is 70,000 rubles, the minimum is 100 rubles. You can make no more than 4 transactions per day, the monthly limit is 600,000 rubles.

Transfer from OTP Bank card to card

You can make a transfer from an OTP Bank card to a card of any other bank in Russia. You can use this service around the clock. A special SSL protocol ensures the security of the transfer and keeps your data secret, so you can not be afraid to carry out money transactions via the Internet. Transactions are available for debit and credit cards, which do not have their own restrictions for making online transfers. Online money transfer between cards saves you time and is completely safe.

Frequently asked questions about transfers by OTP Bank card number

Between which banks can I make a transfer?

Using our form, you can make a transfer between any banks: between two OTP Bank cards, from an OTP Bank card to a card of another bank, or from a card of any bank to an OTP Bank card.

Between which cards can you transfer money?

The transfer is possible between any debit and credit cards of individuals and legal entities (individual entrepreneur or LLC forms) of VISA (Visa) or MasterCard/Maestro (MasterCard/Maestro) payment systems. The card of the sender and the recipient can be a salary or corporate one. The only requirement is that the card from which the transfer is made must have 3-D Secure protection.

Transfer fee

To calculate the commission, indicate in the transfer form the amount, the number of the sender's bank card and the recipient's card. The system commission is only 1.6% of the transfer amount, but cannot be less than 50 rubles. In rare cases, there may be an additional commission from the bank that issued the card.

How quickly will the transfer reach the recipient?

Usually money comes almost instantly! For example, in 2020, money was received immediately on Tinkoff Bank cards and VISA cards of other banks. Money can go to MasterCard and Maestro cards of Sberbank up to 1 day. The transfer is sent immediately and the time of crediting to the account depends only on the recipient's bank, according to the law, the bank must credit the money no later than 3 working days.

What do you need to know about the recipient's card in order to make a transfer?

To make an online cash transfer through our service, you only need to know the number of the plastic card to which you want to send money.

How to make a transfer?

To transfer funds, you need to enter your card number and expiration date on the front side, as well as the CVC2 / CVV2 security code on the back of the card.
After that, you must specify the number of the card to which you want to transfer cash.
After that, you just have to enter the desired transfer amount, confirm that you agree with the terms of the offer and click the "Transfer" button.
The money will be automatically debited from your plastic card and in 5 minutes will be on the recipient's account.

Despite the fact that OTP Bank is not the largest bank in our country and occupies only 52nd place in the rating of Russian banks, nevertheless, it ranks sixth in terms of the number of loans and credit cards issued. This indicates that throughout the country the financial institution has hundreds of thousands of customers who are forced to pay their debt obligations to it on a monthly basis.

On the other hand, statistics show that approximately 70% of the population use Sberbank cards. This convenient payment tool is suitable for payroll and benefits. In addition, it can be used to pay for goods and services and repay loans in other banks. From this we can conclude that each OTP bank borrower has the opportunity to repay a loan from a Sberbank card, let's try to answer the question of how to do this.

Payment through the service of Sberbank

Let's start with the fact that paying for an OTP Bank loan via the Internet with a Sberbank card is the most affordable, fastest and safest way to pay off loan obligations. Why? Because Sberbank has been a leader among other commercial banks for many years, it has a high degree of security. Accordingly, with this payment method, the user can be sure that the funds will be credited to the lender's account on time and with minimal fees.

Now back to the main question, how to pay for an OTP Bank loan through Sberbank Online. Walkthrough:

• log in to the Sberbank Online system using your login, password and one-time code;
• on the main page of the online system, find the button "Transfers and payments";
• a new page will open in front of you, on which you need to select the link "Repayment of a loan in another bank";
• on the service selection page, you need to find the financial institution OTP Bank, if it has not opened in front of you, you can use the search bar where you need to enter the name of the organization, service category, or TIN;
• a form will open in front of you to fill in, in which you need to indicate the account number, you will find it in the loan agreement, that is, it is your loan account number, last name, first name, patronymic of the client, address, last name, first name, patronymic and address of the payer;
• after you have correctly filled in all the settings, confirm the operation with a short password from the SMS message.

Please note that you can set up auto payment in Sberbank Online. What does it mean? On a certain day, the system will automatically deduct the amount needed to repay the loan from your account and transfer it to the lender.

So, as mentioned earlier, Sberbank Online is a reliable and profitable way to repay a loan. As for commission fees, it is only 1% of the transfer amount, the terms for crediting funds can reach 5 working days. But in practice, the payment is much faster. And finally, at any time you can print a receipt from your computer and provide it to the lender as proof of timely payment.

By the way, pay attention to the fact that you can print the receipt immediately after payment and after a certain time. How to do it? On the main page, find the "Personal Menu" and follow it, then the line "History of operations in Sberbank Online" will appear in front of you, here you can select the operation you need, click on it and an electronic receipt will open in front of you, at the bottom of which there is a function "Print check."

OTP internet banking

Among other things, it is possible to pay an OTP Bank loan with a Sberbank card through the lender's Internet banking. That is, in simple words, you can send a loan payment through your online account of OTP Bank. How to make a payment:

• open the official website of OTP Bank, and enter the Internet bank;
• in the main menu, find the link "Payment by card";
• indicate the last name, first name, patronymic of the payer and his e-mail address;
• in the line "Amount of payment" indicate the amount to be paid;
• in the line "Card number" indicate the number of the plastic from which you plan to send the payment;
• check the correctness of filling out the form and send a request;
• You will receive confirmation after the transaction.

Please note that OTP Bank charges a transfer fee of 2% of the payment amount, respectively, repaying a loan through Sberbank Online will be more beneficial for the borrower.

To summarize, if you receive a salary to an account with Sberbank, and pay a loan to an OTP, then you don’t have to withdraw money and then go pay the loan. The whole procedure can be carried out in just a few minutes without leaving your home via the Internet. At the same time, the Sberbank commission is only 1%, which is undoubtedly beneficial for the borrower.